Sending a question to the Hanoi City Electronic Information Portal, reader Quoc Luong said: Currently, he owns an apartment with an area of 60.5m2 (in the old way, it is the center of the wall, including technical boxes, columns and reinforced concrete load-bearing walls).
His family has 4 people, including a husband and wife and two children who are in high school. The income of the couple is currently under 20 million VND per month.
Reader Quoc Luong wonders, with the above housing and income conditions, is your family eligible to buy social housing according to current regulations?
Hanoi City Center for Communication, Data and Digital Technology answers: In Article 29, Article 30 of Decree 100/2024/ND-CP amended and supplemented by Clause 2, Article 1 of Decree 261/2025/ND-CP, specifically as follows:
Article 29. Conditions for housing
1. The case of not having a house of their own ownership is determined when the subject specified in Clause 1, Article 77 of the Housing Law and the spouse of that subject (if any) are not named in the Certificate of land use rights, ownership of assets attached to land in the province or city directly under the Central Government where the social housing project is located at the time of submitting the registration dossier for purchase or lease-purchase of social housing.
Within 7 days from the date of receiving the request for confirmation of being named in the Certificate of land use rights, ownership of assets attached to land, the Office/ Branch of the district-level land registration office under the province or centrally-run city where the social housing project is located shall carry out the confirmation for the cases specified in this clause.
2. In case the subject specified in Clause 1, Article 77 of the Housing Law owns a house but the average house area per capita is less than 15 m2 of floor/person. The average house area per capita specified in this clause is determined on the basis of including: the applicant, wife (husband) of that person, father, mother (if any) and children of that person (if any) registered for permanent residence in that house.
Within 7 days from the date of receiving the request for confirmation of the average housing area per capita, the commune-level People's Committee shall carry out the confirmation for the cases specified in this clause.
2.Amending and supplementing clauses 1 and 2 of Article 30 as follows:
Article 30. Conditions on income
1. For subjects specified in Clauses 5, 6 and 8, Article 76 of the Housing Law, the following income conditions must be ensured:
a) In case the applicant is a non-married person or is certified as single, the average monthly income actually received does not exceed 20 million VND calculated according to the Salary and Wages Table certified by the agency, unit, or enterprise where the subject works.
In case the applicant is an unmarried person or is certified to be single and is raising children under the age of adolescence, the average monthly income actually received does not exceed 30 million VND calculated according to the Salary and Wages Table certified by the agency, unit, and enterprise where the subject works.
b) In case the plaintiff has been married according to the provisions of law, the plaintiff and his wife (husband) have a total average monthly actual income of no more than 40 million VND calculated according to the Salary and Wages Table certified by the agency, unit, or enterprise where the subject works.
c) The time to determine income conditions according to points a and b of this clause is within 12 consecutive months, calculated from the time the competent authority performs the confirmation.
d) Based on the conditions and income levels of each area in the area, preferential housing policies for cadres, civil servants, public employees, and the number of dependents according to the provisions of law, the provincial People's Committee is allowed to decide on the adjustment coefficient of income level specified in points a and b of this clause but not exceeding the ratio between the average per capita income in the locality and the average per capita income of the whole country; decide on policies to encourage access to social housing for subjects entitled to social housing support policies with three (3) dependents or more in the same household.
