At a voluntary social insurance propaganda and counseling point in Kim Lien ward (Hanoi), Ms. Ho Thi Thanh Ha (Kim Lien ward, Hanoi) shared that after being answered about the policies, she realized that this is a form of social security suitable for workers who are not subject to compulsory social insurance participation.
According to Ms. Ha, what interests her most is the benefits enjoyed when she reaches retirement age. She believes that having a pension and health insurance card will help people reduce the financial burden in the future.
If I don't participate in social insurance, then when my health is no longer good, I will have no other source of income. Before, I knew I had to pay for 20 years to enjoy it, but now I have enjoyed it for 15 years. This policy is very good for people, especially those who participate at a higher age still have the opportunity to enjoy a pension" - she assessed.
Also coming to learn about policies for relatives, Ms. Mai Phuong Trinh (Kim Lien ward, Hanoi) said that her father used to participate in compulsory social insurance but is still short of contribution time to be eligible for retirement benefits. Therefore, the family wants to be specifically consulted to continue participating in voluntary social insurance.
Today I want to come here to listen to more detailed advice for my father to continue participating, later my parents will have a stable pension. When the elderly have a little pension, life will be much better. Just having a monthly income can help them be more proactive in life, and their children will also be less worried and stressed," Ms. Trinh said.
Besides the increasingly expanded benefits, Ms. Trinh believes that the current participation procedures are quite convenient. People can access information at toll collection service points, post offices, local authorities or through public service platforms.
According to Mr. Kieu Van Thinh - representative of PVI Ha Thanh Insurance, the 2024 Social Insurance Law has added many new regulations to increase the attractiveness of voluntary social insurance. From July 1, 2025, participants in addition to retirement and death benefits will also receive maternity allowances according to regulations. Along with that, the condition on contribution time to receive a pension is reduced from 20 years to 15 years.
These are important new points, contributing to expanding benefits and increasing the attractiveness of voluntary social insurance policies for self-employed workers" - Mr. Thinh said.
As a unit signing a contract to authorize voluntary social insurance and household health insurance collection with Vietnam Social Security, PVI Ha Thanh Insurance regularly coordinates with social insurance agencies to organize communication and consulting activities for people.
Mr. Thinh said that in the past time, PVI and Dong Da grassroots social insurance have implemented many forms of propaganda suitable for each target group, focusing on freelance workers, individual business households, small traders and those who have not participated in compulsory social insurance. In addition to direct activities, communication work in the digital environment has also been promoted to help people easily access policies.
Through propaganda work, people's awareness of the long-term value of voluntary social insurance has gradually been raised; the number of participants continues to be maintained and developed positively. Voluntary social insurance is a long-term social security solution. People should proactively learn to choose a suitable contribution level, thereby gradually creating a source of assurance for life in old age" - Mr. Thinh emphasized.
