In the era of rapid digital technology development, online banking transactions have become a popular method, bringing convenience and speed to users. However, in addition to those benefits, the risk of fraud and personal information insecurity is also increasing.
Therefore, understanding and applying measures to protect bank accounts when transacting online is extremely important to ensure asset safety and avoid unwanted risks.
Set a strong login password and do not share with others
Create a highly complex password, combining letters, regulars, numbers and special characters. Avoid using popular passwords or predictable personal information. change your password periodically and do not save login information on the device to protect your account.
Update the operating system and banking applications regularly
The update of the new version of the operating system and banking application helps fix security errors, enhance defense, protect accounts from threats from malware and software vulnerabilities.
Limit the use of public wifi networks when transacting
Public wifi networks have weak security, easily attacked by hackers to steal personal information. Priority should be given to using a separate 4G/5G mobile network to ensure safety when conducting financial transactions.
Register to receive balance change notification via SMS
Register for SMS banking to receive notification messages as soon as there are account changes. If you discover unusual transactions that you do not perform, immediately contact the bank for timely handling.
Use soft OTP security technology when making transactions
OTP soft creates a unique authentication code for each transaction, helping to increase safety and reduce the risk of being scammed compared to receiving OTP codes via traditional SMS messages.
Be careful when accessing bank websites
Only access the bank's official websites and carefully check the web address with "https://" and the lock icon. Avoid going to strange links, which may be fake pages to steal login information.
