Bright spots show promise
The financial market in the first months of 2025 is experiencing many major fluctuations such as supply chain shifts, monetary policies and global geopolitical fluctuations, creating both challenges and opportunities, forcing investors to have appropriate adaptation strategies to maximize profits and minimize risks.
In that context, finding a safe destination for capital flows becomes a top concern.
According to experts, the banking industry is still one of the options worth considering when credit policies are loosened, opening up opportunities for easier access to capital. Mr. Vu Duc Nam - Investment Director at Art Investor - commented that banks with a solid financial foundation and proactively setting aside provisions will have a competitive advantage.
Mr. Nam said: "Banks that have set aside full provisions in 2024 will be able to grow profits steadily in 2025, thanks to the economic recovery and increased credit demand."
Therefore, investors can research and look for stocks of banks that operate effectively, taking advantage of the economic recovery. Along with stocks, the bank bond market is also a notable channel, especially for investors looking for stability and a more attractive yield than deposits.
In addition, the real estate market, after a period of adjustment, is gradually regaining its position when credit is cleared and legal projects are gradually resolved. Investors can seize the opportunity by owning shares of real estate development enterprises with strong financial potential, or participating in corporate bonds in this industry to enjoy attractive yields, especially when real estate bonds are the industry group with the highest interest rates on the market.
For investors with a long-term vision, owning real assets such as apartments and land in areas with good development speed is also an option worth considering. In particular, the real estate segment of industrial parks and urban infrastructure is becoming a bright spot thanks to the flow of foreign investment capital into Vietnam.
Technology, consumption and new investment trends
Not only banking or real estate, technology is opening up strong development prospects, attracting large investment flows. The trend of digital transformation, artificial intelligence (AI) and Fintech is changing the economic landscape, bringing new opportunities for pioneering businesses.
The story of China’s DeepSeek AI platform is creating strong competition with Western technology thanks to its low cost and superior performance. Investors can access this sector through stocks of promising technology companies, participating in specialized investment funds or investing in startups developing in the AI and Fintech space.
According to Mr. Le Anh Tuan, Director of Investment Strategy Planning of Dragon Capital, information technology continues to be a field with clear growth potential and is worth investors' attention in 2025.
The consumer and retail sectors also maintain their appeal as consumer shopping habits are changing rapidly.
2024 saw a strong breakthrough in e-commerce, and this trend is forecast to continue in 2025. Businesses that are able to flexibly adapt to digital consumption trends and develop multi-channel retail systems will have the opportunity for sustainable growth.
Owning stocks of leading retail companies or participating in an ETF that specializes in the consumer goods sector can help investors take advantage of this development.
