Agribank interest rate fluctuations, deposit 500 million VND per year receive more than 29 million VND

Agribank's savings interest rate is listed from 2.6-6%/year

According to a survey by Lao Dong Newspaper reporters at 9:00 AM on September 23, 2026, Agribank's savings interest rates for individual customers are fluctuating from 0.2-6%/year.

Agribank is listing an interest rate of 2.6%/year for deposits from 1-2 months. In the 3-5 month term group, the interest rate is listed at 2.9%/year.

For terms from 6-11 months, Agribank applies an interest rate of 4%/year.

Long terms from 12-18 months are being listed at 5.9%/year. Meanwhile, the 24-month term has the highest interest rate, reaching 6%/year.

For customers who deposit money on demand or payment deposits, the applied interest rate is 0.2%/year.

For corporate customers, Agribank is applying a lower interest rate framework for some terms. Specifically, deposits with terms of 6-11 months have an interest rate of 3.9%/year; terms of 12-24 months are at 5%/year.

Deposit 500 million VND at Agribank, how much interest will you receive?

Readers can quickly calculate savings deposit interest according to the formula:

For example, customers deposit 500 million VND at Agribank with a term of 12 months, enjoying an interest rate of 5.9%/year.

Estimated interest:

500 million VND x 5.9%/12 x 12 months = 29.5 million VND.

Thus, after 1 year, the deposit of 500 million VND can bring in about 29.5 million VND in interest if the current listed interest rate is applied.

If depositing the same amount of money for a term of 24 months with an interest rate of 6%/year, the estimated interest amount received is:

500 million VND x 6%/12 x 24 months = 60 million VND.

Before depositing savings, customers should consider their capital needs, compare interest rates between banks and choose a suitable term to optimize the deposit amount.