Update on BIDV savings interest rates on September 23, 2026
According to a survey by Lao Dong on September 23, 2026, for savings deposits under normal conditions, BIDV lists interest rates for individual customers as follows:
The 1-2 month term is at 2.1%/year.
Term from 3-5 months at 2.4%/year.
Term from 6-9 months at 3.5%/year.
The 12-18 month term is at 5.9%/year.
The term of 24-36 months is at 6%/year.
For online savings deposits, BIDV lists savings interest rates as follows:
- 1-5 month term at 4.75%/year.
- Term of 6-11 months at 6.6%/year.
- Terms of 12, 13, 24, 36 months at 6.8%/year.
- Terms of 15, 18 months at 6.6%/year.
How do you receive interest when depositing savings at BIDV?
Formula for calculating interest when depositing bank savings, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 400 million VND into BIDV at the counter, with a term of 36 months and enjoying an interest rate of 6%/year, the interest received is as follows:
400 million VND x 6%/12 months x 36 months = 72 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
