Deposit 1 billion VND for 12 months, receive an interest rate of 9.4%

    Thạch Lam |

    According to a survey by Lao Dong Newspaper reporters on September 23, the highest 12-month term savings interest rate is up to 9.4%/year when applying incentives.

    Top banks with high interest rates when depositing for 12 months under normal conditions can be mentioned such as: Cake by VPBank, PGBank, VCB Neo, BacABank...

    Cake by VPBank is listing the highest interest rate for a 12-month term at 7.4%/year when customers receive interest at the end of the term. Customers receiving interest at the beginning of the term, monthly, receive interest rates of: 6.59%; 7.02%; 7.08% respectively.

    When customers deposit money for the first time on the CAKE BANK application, they will receive an additional interest rate of 2%/year. Adding the bonus interest rate, the total interest rate received for a 12-month term is 9.4%/year.

    BAC A BANK is listing the highest interest rate for a 12-month term at 7.1%. This is also the highest interest rate BAC A BANK is listing.

    PGBank is listing the highest interest rate for a 12-month term at 7%/year when customers deposit money online and receive interest at the end of the term. Customers who deposit savings without withdrawing principal before maturity receive an interest rate of 7.1%/year.

    VCBNeo is listing the highest interest rate for a 12-month term at 7%/year when individual customers deposit money online and receive interest at the end of the term. This is also the highest interest rate VCBNeo lists for a term of 6-12 months.

    How much interest do you receive when depositing for 12 months?

    You can refer to how to calculate interest to know how much interest you receive after depositing savings. To calculate interest, you can apply the formula:

    Interest = deposit amount x interest rate %/12 x number of months deposited

    For example, if people deposit 1 billion VND into Bank A, with a term of 12 months and enjoy an interest rate of 9.4%/year, the interest received is as follows:

    1 billion VND x 9.4%/12 x 12 = 94 million VND.

    * Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

    Readers can refer to more information about interest rates HERE.

    Thạch Lam
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