Eximbank interest rates unexpectedly increase for some terms
Eximbank's interest rates have been adjusted up after 4 consecutive decreases. Accordingly, the 2-3 month term increased by 0.1%/year, to 3.6%/year; the 4-5 month term increased by 0.2%/year, to 3.7%/year; the 36-month and 60-month terms increased by 0.5%/year and 0.4%, to the highest level of 5.6%.
However, Eximbank has also reduced deposit interest rates for some terms. Of which, the 6-month term decreased by 0.1%/year, to 4.9%/year; the 7-11 month term decreased by 0.1%/year, down to 5%/year; the 12-month term decreased by 0.1%/year, down to 5.1%/year.
In April, Eximbank was the first bank to adjust interest rates in the direction of opposite increases and decreases between terms. Meanwhile, 3 banks have reduced deposit interest rates. Including VPBank, MBBank and Standard Chartered.
Highest special interest rate 7.5-9.65%
The highest interest rate is up to 7.5-9.65%, but to enjoy this interest rate, customers must meet special conditions.
ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.
PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.
Vikki Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 999 billion; Bac A Bank is listing the highest interest rate of 6% with a term of 18-36 months for deposits of over 1 billion; IVB applies 6.15% interest rates for 36 -month term, conditions applicable to deposits of VND 1,500 billion or more.
ACB applies an interest rate of 6%/year for 13 -month term at the end of the term when customers have a deposit balance of VND 200 billion or more.
At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.
Banks with interest rates exceeding 6%
Currently, interest rates above 6%/year are being listed by some banks for long-term deposits but do not require a minimum deposit amount.
Cake by VPBank applies 6%/year interest rate for 12-18 months and 6.3%/year for terms 24-36 months; Vikki Bank applies 6% interest rate for 24 -month term; VietABank applies 6% interest rates for terms of 18 and 24 months, 6.1% for 36 -month term; HDBank applies 6% interest rate for 18 -month term; GPBank applies the interest rate of 6.05%/year for 12-month term, 6.15%/year for terms of 13-36 months.
Statistics of banks with the highest savings interest rates today:
Compare the highest bank interest rates for 3-month terms
Interest rates for savings deposits at banks for 6-month terms
Want to deposit savings for 12 months, which bank has the highest interest rate?
Latest update on Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... highest for 24-month terms.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
