Bank interest rates today May 10th: Five banks have interest rates exceeding 7.5%

Five banks have interest rates exceeding 7.5%/year

The general level of deposit interest rates on the market continues to show many special interest rates from 7.5%/year or higher, mainly applied to large value deposits or with separate conditions attached.

Cake by VPBank currently lists interest rates from 7.2-7.4%/year for terms of 6-24 months. In addition to the basic interest rate, the bank also implements a preferential program adding up to 1.5%/year for individual customers who deposit for the first time for term savings.

The program applies to deposits from 6 months or more, without pre-term settlement and receiving interest in the form of end-of-term, beginning-of-term, monthly or quarterly, taking place from May 1 to May 31, 2026. Accordingly, the interest rate customers can receive is up to 8.9%/year.

In the special interest rate group, VietBank is announcing the highest level in the market, up to 10.7%/year for 13-month term deposits. However, this is the interest rate used as a reference for the bank's short-term lending activities. For ordinary savings depositors, VietBank currently lists the 13-month interest rate at 6%/year.

PVcomBank also applies a special interest rate of 10%/year for deposits at the counter for terms of 12-13 months, with the condition of maintaining a minimum balance of 20,000 billion VND. Compared to before, this interest rate has been adjusted to increase by 1%/year.

At MSB, newly opened customers or automatic savings books renewed from the beginning of 2018 with a balance of 500 billion VND or more are entitled to an interest rate of 9%/year for a term of 12-13 months.

Meanwhile, HDBank lists an interest rate of 7.6%/year for a 13-month term and 7.2%/year for a 12-month term for customers maintaining a minimum balance of 500 billion VND, receiving interest at the end of the term.

Vikki Bank currently applies an interest rate of 7.9%/year for deposits from 999 billion VND or more with a term of 13 months, receiving interest at the end of the term. This interest rate is calculated according to the 13-month deposit interest rate plus a margin of 1.8%/year and is not accompanied by other preferential programs.

Vietcombank also launched a flexible principal withdrawal deposit product with a maximum interest rate of 7.4%/year, applicable until May 15, 2026.

Statistics of banks with the highest savings interest rates today

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term