Vietnam Prosperity Joint Stock Commercial Bank (VPBank) announced the VND deposit interest rate schedule for individual customers, applicable from September 18, 2026.
Compared to the previous interest rate schedule, VPBank adjusted to increase interest rates for terms from 6-13 months and 36 months, mainly on online channels.
For deposits under 3 billion VND, online interest rates for terms of 6-12 months increased from 6.2% to 6.75%/year, equivalent to an increase of 0.55 percentage points. Interest rates for 36-month terms increased from 4.2% to 5.85%/year, equivalent to an increase of 1.65 percentage points.
For deposits from 3 billion VND to under 10 billion VND, online interest rates for terms of 6-12 months increased from 6.2% to 6.8%/year, equivalent to an increase of 0.6 percentage points. The 36-month term was adjusted from 4.2% to 5.9%/year, an increase of 1.7 percentage points.
Similar to the online channel, VPBank also increased deposit interest rates at counters, with the highest increase of 1.6 percentage points for the 36-month term.
For terms of 6-12 months, the interest rate for deposits under 3 billion VND increased from 6% to 6.25%/year, corresponding to an increase of 0.25 percentage points. Deposits from 3 billion VND to under 10 billion VND enjoy an interest rate of 6.5%/year; from 10 billion VND or more enjoy 6.6%/year, both increasing by 0.5 percentage points.
For the 13-month term, the interest rate remains unchanged at 6%/year for deposits under 10 billion VND. Deposits from 10 billion VND or more are subject to a new interest rate of 6.1%/year.
The 36-month term recorded the strongest increase. For deposits under 3 billion VND, the interest rate increased from 4% to 5.35%/year, equivalent to an increase of 1.35 percentage points. Deposits from 3 billion VND to under 10 billion VND have interest rates increased from 4% to 5.6%/year; from 10 billion VND or more increased from 4.1% to 5.7%/year, both increasing by 1.6 percentage points.
Comparing the highest 3-month term bank interest rates
The highest 6-month term bank savings interest rate today
For 12-month savings, which bank has the highest interest rate?
Highest bank interest rate for 24-month term
Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
