Bank interest rates today, May 20: Unexpected adjustment

Bank interest rates adjusted in different directions

Eximbank's mobilization interest rates were unexpectedly adjusted to increase by 0.1-0.2%/year for deposit terms from 1-5 months and decrease by 0.2%/year for 6-15 month terms for online deposits.

After adjustment, the deposit interest rate applied on working days of the week, 1-2 month term increased by 0.1%/year to 4.1%/year; 3-5 month term increased by 0.2%/year to 4.3%/year.

In contrast, the 6-9 month term decreased by 0.2%/year to 4.9%/year; Similarly, the 12-15 month term decreased to 5.1%/year.

For the interest rate applied on the two weekends, the 1-2 month term increased to 4.2%/year; the 3-5 month term increased to 4.4%/year.

The 6-9 month term decreased to 5%/year; the 12-15 month term decreased to 5.2%/year.

For remaining savings products, such as counter savings for individual customers, savings for people aged 50 and over..., Eximbank has adjusted interest rate reductions for many terms.

Meanwhile, GPBank has also just reduced deposit interest rates for terms from 6-36 months. Accordingly, online deposit interest rates for individual customers, terms from 6-8 months decreased by 0.1%/year to 5.55%/year; 9-month terms decreased by 0.1%/year to 5.65%/year; terms from 12-36 months decreased by 0.1%/year to 5.85%/year.

Since the beginning of May, 5 banks have adjusted interest rates. In which Techcombank, Bac A Bank increased interest rates; Eximbank adjusted in opposite directions; MB and GPBank reduced interest rates.

Highest special interest rate 6.5-9.65%

Currently, the highest deposit interest rate at banks ranges from 6-9.65%/year. However, to enjoy this interest rate, customers must meet special conditions.

ABBank leads in special interest rates, at 9.65%/year for newly opened/repetited customers with savings deposits of VND1,500 billion or more, term of 13 months.

PVcomBank also applies a special interest rate of 9%/year for a term of 12-13 months when depositing money at the counter. The applicable condition is that customers must maintain a minimum balance of VND 2,000 billion.

HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND500 billion.

Vikki Bank applies the interest rate of 7.5%/year for term deposits of 13 months or more, with a minimum amount of VND 999 billion; Bac A Bank is listing the highest interest rate of 6.2% with a term of 18-36 months for deposits of over 1 billion; IVB applies 6.15% interest rates for 36 -month term, conditions applicable to deposits of VND 1,500 billion or more.

ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of VND200 billion or more.

At LPBank, for deposits of VND300 billion or more, the mobilization interest rate applied to customers receiving interest at the end of the term is 6.5%/year, receiving monthly interest of 6.3%/year and receiving interest at the beginning of the term is 6.07%/year.

Banks with interest rates from 6%

Currently, interest rates above 6%/year are being listed by some banks for long-term deposits, without a minimum deposit requirement.

Cake by VPBank applies an interest rate of 6%/year for 12-18 month and 24-36 month terms; HDBank applies an interest rate of 6% for 18-month terms; BVBank also pays 6.1%/year for 60-month terms and 6.0%/year for 48-month terms. VietABank maintains the only 6.0%/year for the 36-month term; Bac A Bank applies an interest rate of 6% for the 18-36 month term.

Statistics of banks with the highest savings interest rates today:

Compare the highest bank interest rates for 3-month terms

Interest rates for savings deposits at banks for 6-month terms

For 12-month savings, which bank has the highest interest rate?

Agribank interest rates, Sacombank interest rates, SCB interest rates, Vietcombank interest rates... are the highest for a 24-month term.