Bank interest rates today, July 26: Mixed adjustments

In the past week, deposit interest rates at some banks have been adjusted. In which, VPBank updated the deposit interest rate schedule for individual customers depositing at the counter, receiving interest at the end of the term, with interest rates ranging from 4.75% to 8.9%/year.

Accordingly, VPBank strongly increased interest rates for many terms, notably the terms of 6 months, 9 months, 12 months and 24 months, while the interest rate for the 36-month term was kept unchanged.

For counter deposits, VPBank divides them into 5 groups of limits to apply different interest rates, including: Under 1 billion VND; from 1 billion VND to under 3 billion VND; from 3 billion VND to under 10 billion VND; from 10 billion VND to under 50 billion VND; and from 50 billion VND or more.

In the online savings channel, VPBank applies higher interest rates than at the counter, and also divides them according to each deposit limit. The highest interest rate is applied to term deposits from 6 to 12 months.

Customers depositing from 100 million VND to under 300 million VND are entitled to interest rates from 4.75% to 8.5%/year. For deposits from 300 million VND to under 1 billion VND, interest rates range from 4.75% to 8.6%/year.

For deposits from 1 billion VND to under 3 billion VND, online interest rates range from 4.75% to 8.7%/year. Deposits from 3 billion VND to under 10 billion VND are entitled to interest rates from 4.75% to 8.8%/year.

Notably, customers depositing online from 50 billion VND or more can enjoy the highest interest rate of up to 9%/year, applied to terms from 6 to 12 months.

Meanwhile, VIB adjusted down savings interest rates for some terms, with a decrease of 0.2-0.5 percentage points. After adjustment, deposit interest rates at the counter for customers receiving interest at the end of the term range from 4.25%/year to 6.5%/year for terms from 1-36 months.

According to the interest rate schedule, VIB continues to apply three deposit limits, including from 10 million VND to under 300 million VND, from 300 million VND to under 3 billion VND and from 3 billion VND or more.

In which, for terms of 1 month and 2 months, interest rates are 4.25%/year, 4.3%/year and 4.35%/year respectively, corresponding to three deposit limits.

For terms from 3 months to 5 months, interest rates are listed at 4.35%/year, 4.4%/year and 4.45%/year respectively.

From 6 months to 8 months, VIB applies an interest rate of 5.5%/year for all deposit limits. Term terms from 9 months to 11 months are listed at 5.6%/year, while the 12-month term enjoys an interest rate of 6.5%/year - the highest level in the deposit interest rate schedule at the counter, receiving interest at the end of the term.

For 15-month and 18-month terms, the interest rate is applied at 5.7%/year. 24-month and 36-month terms are both listed at 5.8%/year. Deposits with terms under 1 month are entitled to an interest rate of 0.25%/year.

For online deposit products, receiving interest at the end of the term, VIB applies interest rates from 4.35%/year to 7%/year for terms from 1-36 months. According to the interest rate schedule, VIB continues to divide into three deposit limits, including from 2 million VND to under 300 million VND, from 300 million VND to under 3 billion VND and from 3 billion VND or more.

For 1-month and 2-month terms, interest rates are 4.35%/year, 4.4%/year and 4.45%/year respectively, corresponding to three deposit limits.

For terms from 3 months to 5 months, interest rates are listed at 4.45%/year, 4.5%/year and 4.55%/year respectively.

From 6 months to 8 months, VIB applies an interest rate of 5.7%/year for all deposit limits. Term terms from 9 months to 11 months are listed at 5.8%/year, while the 12-month term enjoys an interest rate of 7%/year - the highest level in the online deposit interest rate schedule.

For 15-month and 18-month terms, the interest rate is applied at 5.9%/year. 24-month and 36-month terms are both listed at 6%/year.

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term