Cake by VPBank is listing end-of-term interest deposit interest rates for terms of 6-9 months at 7.2%/year. If you choose the form of receiving interest at the beginning of the term, receiving interest monthly or quarterly, customers will enjoy interest rates of 6.78%/year, 7.02%/year and 7.09%/year respectively.
For terms from 10-24 months, Cake by VPBank applies an interest rate of 7.4%/year.
Notably, the bank is implementing a preferential program adding 2%/year for customers who deposit savings for the first time from 100,000 VND, applied to terms from 6-12 months on the CAKE BANK application. The program takes place from August 1 to the end of August 31, 2026. This preferential rate has increased by 0.2% compared to the previous month.
Thus, after adding incentives, the actual received interest rate at Cake by VPBank for some deposits from 6-9 months can be up to 9.2%, the term of 10-24 months up to 9.4%/year.
Under normal conditions, Cake by VPBank's savings deposit interest rate schedule, interest payment at the end of the term is being listed in detail as follows:
Term 1-5 months: 4.75%/year.
Term 6-9 months: 7.20%/year.
Term of 10-24 months: 7.40%/year.
36 months term: 6.30%/year.
Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
