Bank interest rates today, August 30th: Continue to increase, six banks have interest rates above 8%

Hong Leong Bank Vietnam has just announced an interest rate of 8.8%/year for online deposits with terms of 6 and 12 months. Incentives are applied from August 18 to the end of August 31, 2026, for individual customers on the occasion of National Day September 2nd. The program applies to online term deposit products, with a minimum deposit amount of 1 million VND/deposit and unlimited number of deposits.

The interest rate of 8.8%/year is significantly higher than the regular interest rate schedule of Hong Leong Bank Vietnam. Currently, the bank lists an interest rate of 6.3%/year for a 6-month term and 6.5%/year for a 12-month term.

Previously, SCB adjusted the interest rate for the "Normal 13-month Deposit" product from 3.9%/year to 8.7%/year. Under normal conditions, this is currently the highest interest rate in the market for the 13-month term. The terms and other deposit products at this bank are kept unchanged.

The rate of 8.7%/year is also the highest interest rate in SCB's current deposit interest rate schedule. However, this rate only applies to the 13-month term of the "Normal 13-month Deposit" product, for customers receiving interest at the end of the term.

A survey of interest rates of more than 30 banks shows that, besides SCB, some banks still maintain interest rates above 8%/year through programs or policies for customers who meet certain conditions.

PVcomBank is currently leading with an interest rate of 10%/year for 12-13 month term deposits, receiving interest at the end of the term. However, to enjoy this interest rate, customers must deposit money at the counter with an amount of 2,000 billion VND or more.

Next is MSB with an interest rate of 9%/year for 12- or 13-month term deposits. The applicable condition is that the savings book is newly opened or opened from January 1, 2018 and automatically renewed, and has a minimum balance of 500 billion VND.

Cake by VPBank is listing interest rates for end-of-term deposits at 7.2%/year for terms of 6-9 months. If choosing the form of receiving interest at the beginning of the term, monthly or quarterly, the interest rates are 6.78%/year, 7.02%/year and 7.09%/year respectively.

For terms from 10-24 months, Cake by VPBank applies an interest rate of 7.4%/year.

Notably, this bank is implementing a preferential program with an additional 2%/year for customers who deposit savings for the first time from 100,000 VND, applied to terms from 6-12 months on the CAKE BANK application. The program lasts from August 1st to the end of August 31st, 2026, with a preferential rate increase of 0.2 percentage points compared to the previous month.

After adding incentives, the interest rate for some 6-9 month term deposits at Cake by VPBank can be up to 9.2%/year. For terms within the scope of the preferential program and with a listed interest rate of 7.4%/year, the post-advantage interest rate can be up to 9.4%/year.

At Nam A Bank, customers depositing from 500 billion VND or more for a 24-month term can enjoy interest rates up to 8.3%/year, which belongs to the group of high deposit interest rates on the market today. For deposits of the same value for a 36-month term, receiving interest at the end of the term, the applied interest rate is 8.1%/year after the General Director's approval.

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term