A survey of deposit interest rates at banks shows that 8 banks list interest rates from 7%/year or higher, in which some banks apply special interest rates of up to 9-10%/year for very large value deposits.
PVcomBank is leading the market with an interest rate of 10%/year for 12-13 month term deposits, receiving interest at the end of the term. This interest rate applies to customers who deposit savings at the counter, with a newly opened deposit balance of 2,000 billion VND or more.
MSB applies an interest rate of 9%/year for 12- or 13-month term deposits for newly opened savings books or savings books opened from January 1, 2018 and automatically renewed, provided that the deposit amount is 500 billion VND or more.
At Cake by VPBank, the listed interest rate currently ranges from 7.2-7.4%/year. From June 1-30, 2026, the bank implements an additional 1.5%/year program for individual customers who deposit savings for the first time from 100,000 VND or more, applicable to term deposits from 6 months or more and not applicable to customers who have opened savings books at Cake. Thanks to that, the highest actual interest rate can reach 8.9%/year.
In the group of banks with interest rates from 7%/year or more, Vikki Bank applies a rate of 7.9%/year for deposits from 999 billion VND or more, term of 13 months, interest paid at the end of the term. This interest rate is calculated as the interest rate for 13-month term deposits plus a margin of 1.8%/year and does not apply simultaneously to other promotional programs.
HDBank lists a special interest rate of 7.2%/year for a 12-month term and 7.6%/year for a 13-month term for customers depositing from 500 billion VND or more, receiving interest at the end of the term. The policy only applies to savings cards with a minimum balance of 500 billion VND and does not apply to the form of early interest payment or periodic interest payment.
Saigonbank currently lists the online savings interest rate for a 13-month term at 7.9%/year, which is the highest level in this bank's interest rate schedule.
MBV applies an online deposit interest rate of 7%/year for terms from 6-36 months.
Meanwhile, Sacombank lists an online savings interest rate of 7%/year for 12-month terms and 7.1%/year for terms from 24-60 months.
Statistics of banks with the highest savings interest rates today

Comparing the highest 3-month term bank interest rates

The highest 6-month term bank savings interest rate today

For 12-month savings, which bank has the highest interest rate?

Highest bank interest rate for 24-month term

Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.