Bank interest rates today 4.6: Strong adjustment

Loc Phat Vietnam Commercial Joint Stock Bank (LPBank) has just adjusted to reduce deposit interest rates. For deposit interest rates at counters for ordinary customers, LPBank reduced 0.1 percentage points for terms from 1-5 months. Accordingly, the interest rate for terms of 1-3 months is 4.3%/year, and the term of 4-5 months is 4.5%/year.

The remaining terms are kept unchanged. In which, the 6-11 month term is listed at 6.2%/year; 12 month term 6.3%/year; 13 month term 6.4%/year; 15-18 month term 6.5%/year; 24-25 month term 6.6%/year, this is also the highest level for regular depositors at the counter; 36-60 month term 6.2%/year.

For priority customers, LPBank also reduces 0.1 percentage points for terms from 1-5 months. For Ruby-class customers, the current interest rate is listed at 4.45%/year for terms 1-3 months; 4.65%/year for terms 4-5 months; 6.35%/year for terms 6-11 months; 6.45%/year for terms 12 months; 6.65%/year for terms 13-18 months; 6.75%/year for terms 24-25 months and 6.35%/year for terms 36 months.

Sacombank has also just adjusted down deposit interest rates for many terms. According to the new interest rate schedule, traditional savings interest rates, paying interest at the end of the term currently range from 4.5-6.9%/year for terms from 1-36 months, applied according to three deposit levels: under 500 million VND; from 500 million VND to under 2 billion VND; from 2 billion VND or more.

For terms of 1-3 months, the applicable interest rate is 4.5%/year for deposits under 500 million VND, 4.6%/year for deposits from 500 million VND to under 2 billion VND and 4.75%/year for deposits from 2 billion VND or more.

For terms from 6-11 months, Sacombank reduced by 0.4 percentage points. Accordingly, the new interest rate is 6.2%/year for deposits under 500 million VND, 6.3%/year for deposits from 500 million VND to under 2 billion VND and 6.4%/year for deposits from 2 billion VND or more.

For the 12-month term, the current interest rate is listed in the range of 5.9-6.1%/year depending on the deposit limit, down 0.7 percentage points compared to before.

Meanwhile, interest rates for 24-month and 36-month terms were adjusted down to 6.7%/year for deposits under 500 million VND, down 0.3 percentage points. For deposits from 500 million VND to under 2 billion VND, the interest rate is 6.8%/year; and from 2 billion VND or more is 6.9%/year, both down 0.3 percentage points compared to before.

Sacombank's online savings interest rates have also been adjusted down sharply compared to the previous month for many terms and deposit limits. According to the new interest rate schedule, customers depositing online under 500 million VND are entitled to interest rates from 4.5-6.9%/year, depending on the term.

For deposits from 500 million VND to under 2 billion VND, the interest rate ranges from 4.6-7%/year. Meanwhile, customers depositing from 2 billion VND or more are entitled to interest rates from 4.75-7.1%/year, which is also the highest online interest rate currently applied by Sacombank.

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