A solid support from Home Credit
With each school year, the list of luggage to buy for children seems to be getting longer. Understanding this burden, Home Credit has cooperated with leading retail systems such as The Gioi Di Dong, Dien May Xanh, FPT Shop, CellphoneS, Honda and Vinfast to bring a ready financial solution.
Programs to buy phones, laptops, tablets, to the latest models of gasoline motorbikes and electric motorbikes with 0% interest and a prepaid policy from 0 VND have eliminated initial financial barriers, allowing parents to immediately equip their children with the most necessary tools without needing a large sum of money. With a flexible payment period of up to 24 months, the family's spending plan also becomes much easier.
However, purchasing new equipment is just the beginning, tuition and living expenses are also a big challenge. To completely solve this worry, Home Credit's cash loan solution is designed to become quick and easy to access.
With a flexible limit of 5 to 250 million VND and light approval procedures, families can receive support almost immediately. More importantly, the installment payment period can be extended to 57 months, helping to reduce the amount payable, significantly reducing monthly financial pressure.
In particular, for parents who already own a Home Credit card, they will receive a 400,000 VND discount on bills from 8 million VND when shopping at FPT Shop and CellphoneS until August 31.
More than just a financial provider, Home Credit also demonstrates deep social responsibility, a long-term commitment to the future of the young generation of Vietnam, through the "Home Love" program.
This is a meaningful journey, where each newly opened credit contract will contribute 10,000 VND to the fund, coordinating with the Hope Fund to renovate and build new schools in areas with many difficulties such as Thanh Hoa and Dien Bien. Each transaction therefore not only has financial value, but is also an action contributing to building a sustainable future.
We understand that parents always want their children to be the most ready and confident for the new school year, said Jakub Kudrna, Business Strategy Director of Home Credit. Therefore, Home Credit not only provides practical financial support but also aims to build a brighter future for the young generation of Vietnam.
Where dreams are given wings
Those financial solutions, in fact, are not just numbers or contracts. They are the source of optimistic stories, a fulcrum for mothers like Hong Dung and Huong to be financially ready to brighten up their children's future.
In a small alley in Cu Chi, Ho Chi Minh City, the good news of Hong Dung's son passing the university entrance exam comes with a big worry. As a female garment worker, a breadwinner for her family of three, she faces huge pressure from tuition fees, money to buy laptops and motorbikes for her children.
At that moment, she found a home at Home Credit. A quickly approved cash loan of more than 40 million VND not only completely solved the immediate burden, but also brought her peace of mind. "When I borrowed Home Credit, I was very assured. With money for my children, I am less burdened and less worried about finances," Ms. Dung shared with a relieved smile.
The story of that financial fulcrum was continued in another land, where Ms. Hoang Thi Huong, a teacher who has been teaching for 24 years in the highlands of Ha Quang and Cao Bang, also had similar concerns.
As a single mother, the salary of a teacher is just enough to cover her and her two children. When his son was about to enter university, dreaming of a new laptop for him became a difficult problem. Without any hesitation, she went to Home Credit's installment payment program.
The dream laptop is now in the hands of his son and the burden on the mother's shoulders is somewhat lighter. "Since Home Credit supported me, I feel more comfortable spending, no longer burdened with living expenses," Ms. Huong confided.
From bustling cities to disadvantaged rural areas, stories like Ms. Dung and Ms. Huong have proven that Home Credit not only provides financial solutions. Moreover, the company brings peace of mind, readiness and a bright optimism, so that each school year is truly a full season of fun.
