Following modern consumption trends, international credit cards are one of the main financial tools supporting smart spending with many attractive incentive programs, refunds, and point accumulation.
The advantage of the "prepaid" credit card will be maximized when cardholders firmly grasp financial discipline, seek and accumulate appropriate incentives while planning consumption and shopping, experiencing quality services and products.

In July 2026, Bac A Commercial Joint Stock Bank (Bac A Bank) is implementing the program "Opening a new card - Refunding up to 1,000,000 VND" to attract new customers who need to open international credit cards. This refund program is very accessible because refund levels from 200,000 VND to 1,000,000 VND will be applied according to corresponding spending milestones.
Within 30 days from the date of card issuance, if the spending level (equivalent to the total valid transaction volume) reaches at least 2 million VND, the cardholder is eligible to receive a refund from the Program and has the opportunity to receive a maximum refund if the card records a spending level of 50 million VND.
The program "Open a new card - Refund up to 1,000,000 VND" implemented by Bac A Bank will apply to both existing international credit card lines including: MasterCard Cashback Platinum card and MasterCard Rewards Gold card.
This refund program is for the main card issued for the first time, each cardholder receives 01 highest refund level corresponding to the total valid transaction volume. In addition, new cardholders opened in July still simultaneously enjoy the cashback card policy or accumulate bonus points of the Rewards card line.
Since its launch in 2023, Bac A Bank MasterCard international credit cards have had a significant growth rate, operated stably and received many positive reviews from customers. We are always striving to attract new customers with preferential programs that optimize the benefits of cardholders such as the program "Open a new card - Refund up to 1,000,000 VND" only for new cardholders opened in July. In particular, Bac A Bank is currently applying an annual free policy for up to 02 years to make owning a credit card easier than ever", a representative of Bac A Bank Card Center emphasized: "Bac A Bank's preferential programs are an attractive opportunity for consumers to own a convenient credit card at a reasonable cost".
At the same time, Bac A Bank MasterCard international credit cardholders also enjoy discount benefits at many reputable systems providing essential services such as: up to 100K discount when shopping on Shopee; up to 30% discount at the entire Golden Gate system; receive a 20% discount voucher when booking Green SM service; 15% refund offer at TH truemart chain stores; ...
The refund program up to 1,000,000 VND for new cardholders opened in July 2026 is the first time Bac A Bank MasterCard international credit card has applied a superior refund rate with many parallel special offers, bringing special benefits to new customers.
Detailed information about attractive offers of Bac A Bank international credit cards is updated regularly at website: www. cards. baca-bank. vn or please contact Customer Care Hotline 1800588828 or Bac A Bank transaction points nationwide.
