On June 17, the State Bank of Vietnam Region 11 informed that Dak Lak currently has 70 credit institution focal points, including 54 level I bank branches and 16 people's credit funds.
It is estimated that by June 30, 2026, total mobilized capital is estimated to reach 177,350 billion VND, an increase of more than 6.0% compared to the end of 2025 and an increase of 15.2% compared to the same period last year.
Credit results in the area as of June 30, 2026 are estimated to reach 281,300 billion VND, an increase of 8.0% compared to the end of 2025 and an increase of 16.0% compared to the same period last year.
Credit has good growth rates compared to the general level of many localities, promptly meeting the needs of capital for lending for economic development in the locality.
According to the State Bank of Vietnam branch in region 11, to have the above growth rate, the main driving force comes from agricultural product linkage chains and logistics infrastructure.
The main change is that banks in Dak Lak are gradually lending based on production plans and cash flow instead of just relying on collateral.
In addition, the credit program for the agricultural, forestry and fishery sector under the 185,000 billion VND package has disbursed accumulated 25,000 billion VND to 9,500 customers, with a total outstanding debt currently reaching 15,500 billion VND.
Mr. Nguyen Kim Cuong - Director of State Bank of Vietnam Region 11 said that in the coming time, the banking sector will continue to orient capital flows into the production and business sectors, growth drivers of the economy; prioritizing credit for green growth, infrastructure development, digital transformation, science and technology and key industries of the province.
At the same time, credit institutions will expand lending according to value chains, supply chains, lending based on cash flow and effective production and business plans; strictly control credit for potentially risky areas to ensure system safety and financial market stability.
