The program has identified 64 lucky customers who received savings books worth up to 200 million VND/book, and at the same time put the journey to find the owner of 16 taels of SJC gold into the most critical stage - less than 3 weeks left.
Right from the first minutes of broadcasting, the livestream of the 04th drawing stirred up the HDBank fanpage, attracting a large number of customers to follow and interact. The attractiveness comes from the public and transparent drawing process and the valuable prize structure for valid lucky draw codes (MSDT) recorded from April 15 to the end of August 15, 2026.
16 prizes in the 4th lucky draw include:
- 01 Special Prize: 01 HDBank savings book worth 200 million VND.
- 02 First Prizes: Each prize is 01 Savings Book worth 100 million VND.
- 05 Second Prizes: Each prize is 01 Savings Book worth 50 million VND.
- 08 Third Prizes: Each prize is 01 Savings Book worth 10 million VND.
In addition to lucky draw prizes, HDBank also officially announced the Top 3 Customers with the highest net increase in Online deposit balance in the period (from July 16, 2026 to August 15, 2026). Each customer will receive a trip to explore Korea for two people, worth more than 50 million VND.

Taking place from April 15, 2026 to September 15, 2026, the program "Billionaire Savings - Great Gold Summer" includes 5 lucky draws. Among them, the special summer draw (expected to take place on September 25, 2026) will be the most explosive stage with 25 gold prizes, notably the Special Prize of up to 16 SJC gold taels.

Only until September 15th to increase the opportunity to become the owner of 16 taels of gold
In less than 3 weeks, from now until the end of September 15, 2026, customers still have the opportunity to deposit savings, accumulate more MSDT and increase their luck to conquer the Special Prize worth 16 SJC gold taels.

The Special Draw is expected to take place on September 25th, applicable to all lucky draw codes throughout the program.
Simple participation method: for each savings deposit of 50 million VND, with a minimum term of 1 month, customers are granted MSDT. In particular, when depositing online savings on the HDBank App, customers get double the number of MSDTs, thereby doubling the chance of winning prizes.
Overflowing incentives increase when depositing money on HDBank App
From July 25, 2026, HDBank officially implements incentives plus interest rates up to 2.35%/year, for customers who deposit savings on the HDBank App on Saturdays and Sundays every week and Double Days every month (August 8, September 9, October 10, November 11, December 12). Interest rate incentives for Online Savings, term of 06 months. With deposits from 20 million VND to under 100 million VND, they will be added up to 2.10%/year. Deposits from 100 million VND or more will be added up to 2.35%/year.
In addition, when depositing savings at HDBank, customers accumulate SkyPoint bonus points into the SkyJoy account based on the average monthly balance to exchange for attractive gifts. For every 10 million VND of average monthly savings balance (at the counter or online), customers will receive 1 SkyPoint bonus. This is an incentive in the HDBank Loyalty program, to thank the bank's loyal customers.
Go to the nearest HDBank branch or open the HDBank App to deposit savings today - feel secure and generate profits, increase luck.
From April 15 to the end of September 15, 2026, HDBank is implementing the program "Billionaire Savings - Great Sand Summer". Customers who deposit savings from 50 million VND, with a minimum term of one month at the counter or on the online channel and meet the conditions according to regulations will be granted a lucky draw code.
The program includes 5 lucky draws. In the first four draws, 64 customers won savings books worth from 10 million VND to 200 million VND. The program also awarded 12 Korean trips to customers with the highest net increase in online deposits in each draw and thousands of other attractive gifts.
The Special Draw scheduled for September 25th will find the owners of 25 gold prizes, of which the highest prize is worth 16 taels of gold.
