When digital transformation moves to the stage of taking data as the center, businesses not only need a bank to provide capital but also need a financial partner that is directly integrated into the operating process. That is the foundation for HDBank to officially expand its digital financial ecosystem through cooperation with MISA, bringing modern financial solutions to the business community and business households nationwide.
Through this cooperation, HDBank continues to expand its capacity to provide comprehensive digital financial solutions, helping businesses manage cash flow, payments, accounting and access credit quickly right on the daily operating platform.
According to the cooperation agreement, HDBank will provide a comprehensive financial solution ecosystem for corporate customers and retail customers, including secured and unsecured credit, payment accounts, savings, QR payments, POS, collection and disbursement, payment gateways, Open Banking and many other digital banking services.
The highlight of the cooperation is the integration of HDBank's banking services with the enterprise management platform through the Jet BankHub system. Businesses can make payments, monitor account fluctuations, receive notifications and synchronize data with accounting software and ERP in real time.
Data connection between banks and management systems helps automate financial - accounting processes, shorten reconciliation time, optimize cash flow management and improve operational efficiency. At the same time, connected data also creates a platform for developing smart financial solutions and personalization according to the needs of each business.
The two sides will study and develop digital credit models based on business data, business households and electronic invoices. This approach contributes to shortening appraisal time, improving transparency and expanding access to capital for the business community.
Right in the early stages of cooperation, more than 350,000 businesses and more than 200,000 business households in the MISA ecosystem will have access to financial incentive programs, corporate credit cards and many digital banking solutions implemented by HDBank.
In addition, HDBank is currently promoting many other optimal digital finance programs such as the Digital Health Journey with MediPay and MediFast solutions, helping to optimize customer experience in the healthcare sector; the "SME Flexible" credit package with a scale of 30,000 billion VND, supporting businesses to borrow up to 100% of the value of collateral; chain financing with flexible capital solutions, unsecured credit limits up to 5 billion VND and a financing ratio of up to 100%,...
