2024 is the 13th year of the Retail Banking Forum and Outstanding Vietnamese Bank Awards (VOBA) organized by the International Data Group (IDG) in collaboration with other units. The award voting council includes representatives of management agencies, experts in the fields of finance - banking and information technology.
Agribank - Typical bank supporting investment in high-tech agriculture
Investing in high-tech agriculture according to the Government's direction is always an important goal in Agribank's business strategy. Agribank constantly strives to improve processes, apply technology, shorten project appraisal time and loan plans; Reduce costs to expand capital for credit investment, helping customers access loans quickly. At the same time, actively implement policies to promote green banking, commit to applying ESG standards, integrating into business strategies to contribute to greening banking operations, protecting the environment and supporting the community. Agribank has deployed a credit package of VND 50,000 billion to encourage the development of high-tech and clean agriculture under the direction of the State Bank of Vietnam and is the bank with the highest loan commitment among registered commercial banks. join.
In addition, Agribank has many incentive programs to encourage customers to borrow capital under the agricultural development program applying high technology and clean agriculture such as: free money transfer within the system, 50% reduction in fees. Agribank's current regulations on money transfers outside the system...
Agribank - Typical retail bank
With the advantage of a wide network, a system of ATMs, CDMs, mobile transaction points with specialized cars operating in remote areas, Agribank sets the goal of spreading the payment network evenly to serve customers. large number of customers, of which rural agricultural areas account for a high proportion. Implementing the digital transformation strategy, Agribank focuses on improving the payment process by simplifying documents and transaction documents, converting towards digitalization and automation. At the same time, strengthen cooperation with the Farmers' Union, Women's Union, and Cooperative Alliance to convey, disseminate, spread and raise customer awareness in rural areas about service products. banking and financial services, retail banking services, increasing understanding and forming electronic payment habits when making transactions on e-commerce platforms...
To develop retail banking services on a technology platform, Agribank has focused on developing payment service products to provide customers with multi-channel, multi-utility uses on digital platforms, integrating applications. Applying modern payment technology in interbank payments, bilateral payments, electronic clearing through centralized payment systems, card systems, and automated banking systems.
Agribank - Typical bank for the community
In the first 6 months of 2024, Agribank has supported more than 220 billion VND for social security activities in localities across the country, of which, for the 2024 Dragon Festival alone, the entire Agribank system spent nearly 110 billion VND to support Supporting the care of the poor and policy families in all regions of the country. Thereby, contributing to spreading the message of compassion, sharing and determination to act so that "no one is left behind".
