During the 30-year journey of pursuing the business philosophy "For people", BAC A BANK has always focused on accompanying the fields that create core values, are environmentally friendly, promote the strengths of our country such as agriculture, forestry, and fishery, create momentum for agricultural development, and move towards a sustainable development future.
In fact, the proportion of agricultural loans of BAC A BANK is always quite high. In addition to providing capital to businesses and organizations, BAC A BANK prioritizes focusing resources and providing credit to support individual customers to improve production capacity, thereby forming a value chain in agricultural production. Many preferential interest rate policies and specific products are continuously implemented such as: Loans for growing fruits and vegetables, planting & caring for industrial crops, interest rate support policies for customers to overcome the consequences of storm Yagi...
With the desire to provide more financial resources and support people in business activities, from October 1, 2024, BAC A BANK officially launched the Agricultural Production and Business Loan product for individual customers, contributing to promoting economic growth and stability.
In order to optimize the efficiency of all resources for agricultural development, this product of BAC A BANK serves a variety of capital purposes such as: Supplementing business capital; paying for purchasing, construction, repair, financial leasing, long-term leasing of fixed assets; buying & receiving real estate transfers; buying cars, building & repairing houses... - with the general requirement: Serving agricultural production and business.
Notably, BAC A BANK provides customers with timely capital support with a loan limit of up to 10 billion VND, financing up to 100% of customers' capital needs. In the context of many bottlenecks in accessing capital for individuals or business households, the credit package from BAC A BANK is the optimal solution, comprehensively meeting financial needs, helping to stabilize and increase income for individual customers.
In parallel, BAC A BANK accepts a variety of collateral assets, providing maximum support and suitability to the business characteristics of the industry. Particularly for customers owning agricultural land, BAC A BANK applies a loan ratio of up to 70% of the value of the collateral asset.
The maximum credit limit maintenance period and principal grace period are 36 months and 12 months respectively; simplifying the process of processing documents and papers; flexible principal and interest repayment methods suitable to customers' cash flow and payment capacity... are solutions that BAC A BANK has implemented synchronously in an effort to bring the best experiences, accompany customers to overcome difficulties, and promptly take full advantage of all opportunities for growth and breakthroughs.
For detailed information, please visit the website www.baca-bank.vn, contact BAC A BANK branches/transaction offices or Customer Care Center 1800 588 828.
