PVI Insurance achieves excellent performance for 4 consecutive years: When internal strength becomes an international standard

Hạ Linh |

PVI is ranked Excellent by AM Best for the 4th consecutive year, affirming a solid financial foundation and international standard governance.

PVI Insurance Corporation continues to affirm its position in the international market when AM Best - the world's leading credit rating organization in the insurance sector affirmed its financial capacity rating A- (excellent) with stable prospects.

For the 4th consecutive year, PVI Insurance has maintained this standard, a milestone not only meaningful recognition but also demonstrating the sustainable capacity of the business in a global competitive environment.

Maintaining the A- (excellent) ranking continuously over many years is not simply the result of short-term growth, but reflects a solid financial foundation and a risk management system that meets international standards. According to AM Best, PVI Insurance has "very strong" financial capacity, stable operating efficiency, and a balanced business model and appropriate risk management strategy.

Năm 2025, Bảo hiểm PVI ghi dấu là doanh nghiệp bảo hiểm phi nhân thọ đầu tiên của Việt Nam đạt cột mốc doanh thu 1 tỉ USD. Ảnh: PVI
In 2025, PVI Insurance marked the first non-life insurance enterprise in Vietnam to reach a revenue milestone of 1 billion USD. Photo: PVI

In particular, PVI Insurance's capital adequacy index - measured according to the BCAR index - is assessed to be maintained at the highest level in the medium term, creating a foundation for long-term growth. Business efficiency is also a bright spot when businesses record a high average annual return on equity, showing sustainable profitability.

Not only that, PVI Insurance's market leading position continues to be firmly consolidated, especially in key industrial insurance sectors such as: energy, engineering, asset and maritime - segments with strict requirements for financial capacity and expertise.

The ranking takes into account the positive impact of the ranking of HDI Group (HDI V.a. G.) - a major shareholder of PVI (PVI Insurance's parent company), thereby improving financial capacity, standardizing governance and expanding international connections. This is one of the factors that helps PVI Insurance maintain stability in the long term, especially in large-risk insurance nghiệp vụ.

In addition to maintaining its international credit rating, 2025 recorded positive growth for PVI Insurance with business targets maintained at a high level. The enterprise continues to optimize exploitation efficiency, compensation control and expand reinsurance activities, factors that contribute to consolidating profit quality and financial capacity.

These results play an important "support" role, helping PVI Insurance not only meet A-standard but also maintain this standard stably for many years. Not easy for any insurance company in the region.

In the context of a volatile global insurance market, continuously maintaining a high international credit rating is the clearest measure of financial health and corporate governance quality.

With PVI Insurance, "4 years A-" is not just a number, but a clear proof of the unremitting efforts of the entire PVI Insurance team in optimizing risk management and improving business efficiency.

This is an affirmation of a sustainable development strategy, a standard operating system and an internationally recognized position. This is the basis for PVI Insurance to continue to implement breakthrough development plans, expand its scope of operations and commit to bringing sustainable values to customers as well as partners.

In 2025, PVI Insurance marked a historical milestone in the Vietnamese non-life insurance market when it was the first business to achieve total revenue of 1 billion USD, and also recorded pre-tax profit of 1,066 billion VND. On the international stage, surpassing many nominations, PVI Insurance became the first representative of Vietnam to be honored simultaneously in two prestigious categories "General Insurer of the Year" and "Underwriting Initiative of the Year" at the InsuranceAsia News (IAN) Awards for Excellence 2025.

With outstanding achievements, PVI Insurance enters 2026 with a proactive mindset, continuing to invest in core capacity, promoting digital transformation, expanding the cooperation ecosystem and towards a period of sustainable growth, thereby affirming its increasingly clear position in the regional and international markets.

Hạ Linh
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