On July 10, 2026, the Vietnam National Credit Information Center (CIC) organized a conference to summarize the work in the first 6 months of the year and deploy tasks for the last 6 months of 2026. The conference assessed the results of task implementation, analyzed difficulties and obstacles and proposed solutions to improve data quality, promote digital transformation, and enhance the effectiveness of coordination between departments, divisions, and branches. Speaking in conclusion, Mr. Cao Van Binh - Chairman of the Management Council cum General Director requested the entire system to continue to innovate thinking, proactively remove bottlenecks to complete the goals for 2026.
Many positive results in the first 6 months
Closely following the direction of the State Bank and the annual work plan, in the first 6 months of 2026, CIC synchronously implements key tasks, maintains the stability of the national credit information system, and at the same time promotes digital transformation, improves data quality and develops products and services.
By June 30, 2026, the National Credit Information Database stored nearly 56.3 million customers, reaching coverage over 71% of the adult population. In the first 6 months of the year, CIC provided nearly 60 million credit information reports to serve the operations of credit institutions; and at the same time put into place the provision of Personal Customer Credit Scores and implemented the CB 2.0 credit scoring model, contributing to improving service quality and people's access to credit information.
The presentations focused on removing bottlenecks in operations
In addition to evaluating the results of task implementation, the conference focused on analyzing difficulties and obstacles and proposing solutions to improve the operational efficiency of CIC.
The presentations emphasized the requirement to complete the legal corridor for credit information activities when the Law on Data and the Law on Protection of Personal Data take effect from 2026; complete the mechanism for processing, sharing, data management and risk control, creating a foundation for CIC to effectively exploit the National Credit Information Database.
Regarding data management, many opinions believe that along with expanding the scale of the database, the requirement to standardize, clean and improve data quality is increasingly urgent. Strengthening quality control right from the collection stage, applying modern data management platforms will improve the reliability of information, effectively serving state management and the operation of credit institutions.
Delegates also proposed strengthening network security and information security; accelerating information technology projects, completing data platforms and products according to plan; continuing to improve coordination mechanisms, reasonable allocation of resources and attracting high-quality human resources in the fields of information technology, data and information security.
The opinions at the conference contributed to clarifying bottlenecks in the process of performing tasks, and at the same time proposed many practical solutions to improve the quality of operations, meeting the requirements of digital transformation and development of CIC in the new period.
Innovate thinking, strengthen coordination to complete tasks in the last 6 months of the year
Concluding his speech, Mr. Cao Van Binh acknowledged the results achieved by CIC in the first 6 months of the year, and highly appreciated the sense of responsibility of departments, divisions, and branches in frankly recognizing difficulties and proposing solutions to improve operational efficiency.
Emphasizing the increasingly high requirements for credit information activities in the context of digital transformation and digital economy, the General Director requested units to continue to improve data quality, considering it as a platform for developing products and services and improving management efficiency. Along with that, it is necessary to accelerate the progress of key tasks, strengthen coordination between departments, divisions, and branches; proactively participate in building mechanisms and policies and promptly propose solutions to remove arising difficulties.
The General Director also requested each official and employee to continue to innovate thinking, improve professional capacity and digital skills, promote the spirit of proactiveness, creativity, take advantage of technology and innovate working methods to improve the efficiency of task implementation. "We must not only work hard but also work smarter, know how to take advantage of technology, innovate working methods and proactively advise on solutions right from the grassroots level.
Mr. Cao Van Binh expressed his belief that, with the spirit of solidarity, innovation and proactiveness, CIC will complete the 2026 goals, continue to promote its role as a key data infrastructure of the Banking sector, contribute to improving the quality of credit information, support the State Bank's management, and promote transparent and safe credit access for people and businesses.
