This is the fourth consecutive year that Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) has won the 2025 Global Payment Quality Award (Straight Through Processing - STP), for USD currencies, and for the first time set an industry record with the award for excellent payment quality for the EUR.
In the EUR category, HDBank achieved an STP ratio of MT103 of up to 98.00%, among the highest in the industry. With USD cash flow, the bank continues to maintain an outstanding achievement streak: STP ratio MT103 reaches 99.60% - among the top global; STP ratio MT202 reaches 100% - the perfect level according to international standards.
The STP Award set of JP Morgan Chase - one of the world's largest banks - is a prestigious measure for organizations with outstanding fully automated processing performance, ensuring speed - accuracy - stability in international payments.
Previously, in July 2025, HDBank was also awarded the Citibank Award for Outstanding Payment Quality, continuing to strengthen the bank's position in the global payment sector.
This series of achievements is created from HDBank's strong investment strategy in technology and operations: new generation transaction processing system, smart operating platform, international standard security infrastructure, along with a team of experienced and technology- savvy experts. This combination helps HDBank's entire payment process operate quickly, accurately and stably, meeting the highest standards of global financial institutions.
