Accordingly, Mr. Hai stated the reason in the resignation letter was to focus on time to carry out other work and tasks as planned. Mr. Nguyen Hoang Hai was appointed as Permanent Deputy General Director of Eximbank on August 2, 2023, then appointed as acting General Director for the first time since October 3, 2023. During his working time, Mr. Hai devoted much effort to management and operation, together with the Executive Board to propose solutions to improve the efficiency of Eximbank's business operations. Leaving the Executive Board, Mr. Nguyen Hoang Hai will accompany the Board of Directors as an advisor.
The person replacing Mr. Hai in the role of Acting General Director of Eximbank from July 1, 2025 is Mr. Tran Tan Loc. Mr. Loc is currently Deputy General Director of the Bank and is an experienced leader, knowledgeable about the system, so there are many advantages in management and operation to ensure a stable system.
Eximbank also announced decisions approving the appointment of senior personnel this afternoon. Accordingly, the Board of Directors elected Ms. Pham Thi Huyen Trang, a member of the Board of Directors, to hold the position of Permanent Vice Chairwoman of the Board of Directors of Eximbank Bank (term 2025-2030), from June 30, 2025.
Ms. Pham Thi Huyen Trang has a Master's degree in Banking and Finance and a Senior degree in Political Theory. She has worked for 12 years at Vietinbank and held many important positions at this bank such as Deputy Director of Hanoi Branch, Head of Credit Approval Department, Deputy Director of Credit Approval... She was also an independent Board Member of the Board of Directors of Vietinbank Securities Company. Previously, Ms. Trang worked at Sun Group, Deo Ca Group...
Along with that, the Board of Directors of Eximbank approved the appointment of Mr. Nguyen Van Hoa to the position of Deputy General Director of the Bank from July 1, with a term of appointment of one year. Mr. Nguyen Van Hoa was born in 1983, has 20 years of experience in the banking and finance sector. He joined Eximbank in August 2023, holding the position of Credit Leadership of Eximbank.
Recently, Eximbank's business activities have had many improvements. In 2024, Eximbank achieved record profits after 35 years of operation. Some other financial indicators:
Total assets increased by 19%, reaching VND 239,768 billion, showing the expansion and consolidation of the Bank's operations. Mobilized capital reached VND 178,312 billion, up 12.6% over the previous year, demonstrating the trust and attachment of customers. Outstanding credit grew the most in half a decade (compared to 2019), reaching VND168,230 billion, up 19.72% compared to the beginning of 2024, showing efforts in promoting safe and effective credit growth. The quality of bad debt of this bank has also improved significantly, the bad debt ratio decreased to 2.53%, while the cost-to-income ratio (CIR) decreased sharply to 39.73% compared to more than 47.92% in 2023, reflecting the effectiveness of cost management and operational optimization.
Not only stopping at business efficiency, Eximbank is also changing the thinking about the market and customers, with focusing on customers, along with improving management capacity, strengthening internal control and auditing, promoting digital transformation and optimizing operational efficiency, in order to build a modern, transparent, solid Eximbank and sustainable development in the long term.
Currently, Eximbank's Board of Directors is working with consulting partners and international experts to comprehensively restructure the bank to achieve future target strategies.
