Owning a home and creating an ideal living space is the desire of many people, but financial pressure sometimes makes that goal seem far away. With Eximbank's preferential home loan and consumer loan packages, all pressure is eliminated, providing the opportunity to easily realize the dream.
Explore the journey of customers who have found the right financial solution to start a fulfilling life.
Tam and Tram's journey to their dream home
Mr. Tam and Ms. Tram - a young couple in Hanoi, have lived together for two years in a small rented apartment. With stable jobs and a decent income, they have always cherished the desire to own their own house, a place where they can settle down for a long time. However, saving 1 billion VND while the house they love is worth 3 billion VND makes the couple wonder and hesitate about how to realize their dream.
The turning point came when they were introduced to Eximbank's home loan package - a breakthrough financial solution. After listening to the dedicated advice from the team of experts, Mr. Tam and Ms. Tram were completely assured of the outstanding incentives that the bank offered. This loan package allows financial support of up to 85% of the house value, with preferential interest rates starting from only 6.25%/year. In particular, the loan term is up to 40 years with a principal repayment grace period of up to 7 years, helping Tam and Tram significantly reduce the pressure of cash flow each month.
Not only that, the quick approval process in just 8 hours, combined with the flexibility in providing income documents and a loan limit of up to 10 billion VND, has helped them easily complete the application. With simple procedures, requirements only include documents proving income sources and documents related to the house, every step becomes more convenient than ever.
In just 5 working days, the loan was approved and disbursed successfully. The young couple officially held the keys to their first house – realizing their long-cherished dream, starting a new journey full of happiness and hope.
Steps to complete living space: Dream come true
After reaching her dream house, Tram longed to turn the new space into a warm and modern resting place. With her savings depleted after buying the house, the “treasurer” decided to choose Eximbank’s consumer loan package as an optimal solution to realize her wish.
In just 8 working hours, the loan of 200 million VND was quickly approved, promptly meeting her financial needs. With a loan term of 20 years, Ms. Tram enjoys a gentle installment payment, when the principal amount to be paid each month is less than 1 million VND.
In particular, using the house that was just purchased as collateral makes the loan procedure simpler and more convenient. Thanks to the support from this loan, Mr. Tam and Ms. Tram's apartment is completed with modern furniture, creating a comfortable living space, full of warmth and happiness.
Eximbank: Drawing a journey with customers to reach their dreams
The journey of realizing the dream of Mr. Tam and Ms. Tram is a vivid proof of the value that Eximbank brings. Optimal financial solutions, combined with the bank's outstanding preferential policies, not only support customers to overcome financial barriers, but also open the door to a perfect start.
With quick procedures and a short application review process, Eximbank helps customers save time and minimize all obstacles. A team of professional, dedicated consultants who are always ready to support 24/7 also bring customers an easy and convenient financial experience. In addition, Eximbank always focuses on improving flexible financial solutions, suitable for each individual need. This helps customers make effective financial decisions, while building a sustainable foundation for the future.
If you need support, please visit the nearest Eximbank Branch or Transaction Office for detailed advice. For more information, visit the website www.eximbank.com.vn or contact the hotline 1900 6655 (24/7 operation).
