In May 2024, the Prime Minister issued Directive No. 14/CT-TTg on implementing the task of operating monetary policy in 2024, requiring credit institutions to actively support capital flow, focusing on focuses on solving difficulties for production and business enterprises, especially in some important fields such as textiles, chemicals, agriculture, fisheries...
With the role of accompanying the Government and the State Bank in concretizing policies to promote the entire economy, PVcomBank recently officially launched credit products specifically for institutional customers. operates in the textile sector. Through many preferential policies and appropriate financial solution packages, PVcomBank has been contributing to creating "support" for the entire industry.
Accordingly, businesses with experience of 3 years of continuous operation in the textile industry, achieving a revenue ratio of over 50%, profitable business in the most recent fiscal year and at the same time are in need of expanding production. Businesses can learn about PVcomBank's credit products to access capital promptly.
In addition, with credit granting methods diverse in terms of time, from short-term, medium-term to long-term, PVcomBank also helps businesses easily choose appropriate financial solutions, thereby meeting their business goals. specific businesses, promote production, and improve competitiveness in the market. In addition to preferential interest rates, customers can also be granted a limit of up to 100% of the value of the secured assets, creating the best conditions for businesses.
On the other hand, PVcomBank's sales staff will advise textile and garment businesses to access many other optimal financial solutions for trade finance, cash flow management, international money transfer... or some products. , a service that provides convenience and effective service to customers with import and export activities such as: Letter of credit, L/C guarantee issuance, bill of exchange discount, Collection...
Sharing about credit products for textile and garment enterprises, a representative of PVcomBank said: "In the general recovery trend of the Vietnamese economy, the textile and garment industry will need support from banks and financial institutions." to access working capital in a timely manner.
This is a prerequisite for businesses to maintain cash flow to boost production, seek opportunities to promote growth, and expand markets and customers. With loan packages with flexible terms and diverse financial solutions, PVcomBank will accompany the textile and garment business community to develop stably and effectively."
Also according to the Bank representative, PVcomBank is currently implementing many other incentive programs for institutional customers, related to payment services, international money transfers as well as low-interest credit products for customers. Enterprises operating in the field of import and export.
Through diverse policies on subjects and customer segments, PVcomBank expects to be able to support organizational customers in accessing an ecosystem of products and convenient services, quickly deploying production and business. contribute to accelerating the economic recovery process.