With a total support limit of up to VND 4,000 billion, the program demonstrates TPBank's practical sharing efforts and long-term companionship spirit with the community to overcome difficulties.
In order to promptly share with people who are trying to overcome difficulties after storms and floods, TPBank has implemented a policy of reducing special interest rates exclusively for customers in the Northern and Central provinces severely affected by natural disasters. The policy is effective from now until January 31, 2026.
Accordingly, the program for individual customers has a total support limit of up to VND 2,000 billion with a discount of up to 2% within 6 months. Customers are considered for support if they are directly affected by storms and floods, such as in cases of borrowing to buy a car for business purposes but the vehicle is damaged by natural disasters, leading to income interruptions. Or customers with an income reduction of 70% or more are also appreciated by TPBank for considering support under the policy of this program.
Similar to individual customers, TPBank also implemented an interest rate support program for corporate customers whose business activities were severely affected by storms and floods. Specifically, the policy applies to enterprises with damaged facilities and affected business vehicles, leading to a loss of income of 70% or more. The total support limit of this program is 2,000 billion VND.
Of which, VND800 billion is allocated to newly disbursed loans, with a maximum discount of 1% of the lending range for a maximum of 3 months, applicable to loans disbursed until January 31, 2026.
The remaining VND 1,200 billion is for existing loans, with a maximum interest rate reduction of 2% and kept fixed until March 31, 2026. Loans eligible to participate in the program are those that are applying floating interest rates (adjusted according to the 3-month/time cycle) or have expired the fixed interest rate incentives for the first term or the first year. At the same time, the current interest rate of this loan is over 7%/year for short terms and over 9%/year for medium and long terms.
TPBank representative shared: "The storms and floods that passed left behind immeasurable losses. We deeply understand the difficulties that people and businesses are experiencing and hope to accompany people with the most practical actions. This interest rate reduction is not only a financial policy, but also a commitment to share and add confidence so that each person can firmly restore their lives and stabilize their livelihoods".
Not stopping at credit policy, TPBank also demonstrates social responsibility through practical and timely actions. With a total budget of nearly 6 billion VND, the program "TPBank joins hands with people to overcome floods" has been and is being implemented by banking unions in many localities that suffered heavy damage due to storms and floods. This is a testament to TPBank's long-term and persistent commitment in the journey of accompanying the community, especially in the most difficult times.
