Since February, Tien Phong Commercial Joint Stock Bank (TPBank) has begun implementing a series of super preferential interest rates from only 4.7% for a variety of loan purposes from adding mobile business capital, building/amending business establishments, investing in fixed assets... to buying houses, building/repairing houses, buying cars for travel or business.
Lending easily, business prospects
Supporting people and businesses to access cheap capital, promote production and business, at the beginning of the new year At Ty, TPBank launched a credit package to the market with a limit of up to VND 1,000 billion, with preferential interest rates reduced sharply from only 4.7%. The credit package's customer base is expanded more than ever when it targets all customers who are borrowing for business at TPBank for the first time and existing customers with a disbursement of VND3 billion or more, or with a Shop Level 2 or 3 account at TPBank.
The business loan program applied from now until the end of March includes 3 loan packages with incentives designed to meet the diverse needs of each customer group. The business lending interest rate at TPBank is more attractive than ever when it has dropped sharply to only 4.7%, the interest rate for early repayment is only 1%. Borrowers can also choose a loan package with a preferential repayment period at any time with a fee of 0 VND, with a lending interest rate of only 5.7%.
For micro-enterprises (MSME), loan interest rates at TPBank are also extremely preferential, being only 0.3% higher than the normal interest rate, equivalent to only 5%.
In particular, TPBank is ready to reduce interest rates by 0.4% for any customer who transfers sales to TPBank's account.
At TPBank, when borrowing capital for business purposes, customers will be able to borrow up to 90% of the capital plan, within a borrowing period of up to 84 months. The lending method is also deployed by banks from the maximum credit limit of 36 months, loans at each time or installments in payment accounts.
Breakthrough in lending methods with modern technology applications and streamlining paperwork, TPBank brings customers a smooth and convenient borrowing experience. TPBank is always ready with a mechanism to optimize approval and disbursement times with simple documents, simplified procedures, flexible methods of recording revenue from diverse and practical production and business activities.
Buying a house, buying a car, and having a good fortune
At the beginning of the new year, TPBank has immediately started implementing a loan interest rate package for home construction and repair with a shockingly reduced interest rate of only 6%/year. This interest rate is applied from now until July 31.
In particular, for high-end customers, from now until March 31, customers can receive a deep discount of interest rates from only 5.9%, fixed for 12 months.
Coming to TPBank, customers who need to borrow capital to buy/build a house can be supported up to 100% of their capital needs with a loan term of up to 30 years. Customers can completely use their own assets formed from loans, or other customer assets as collateral. Reducing debt repayment pressure, TPBank has proposed a method of repaying principal to increase over the period.
For customers who need to borrow to buy a car, at the beginning of this year, TPBank also brought good news when the interest rate applied was only from 6% fixed in the first 6 months, or 7.1% fixed in the first 12 months. The maximum loan rate increased to 80%.
For existing customers who have borrowed a car from TPBank, customers can receive a deep discount of interest rates from only 6.6%, fixed for 12 months. In particular, with simple lending conditions and quick procedures, TPBank commits to approving car loan applications in just 24 working hours and issuing super-fast payments in just 4 hours of approved applications.
In addition, TPBank has deployed the Digital car loan application through the TPBank Partner system in cooperation with car manufacturers, helping car buyers quickly access loans easily with the application approval time of only 1 minute.
