From April 16, 2025, the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) officially deployed a pre- conversion loan product, for employees who are eligible for financial support under Decree 178/2024/ND-CP dated December 31, 2024 of the Government.
This is a practical financial solution, helping workers feel confident in the process of changing job positions, stabilizing their lives, and continuing to develop in the new period.
Accordingly, lending products have outstanding characteristics: consumer loan purposes for living needs; flexible forms - loans at one time or according to the payment limit; maximum loan amount of 70% of the value of financial support; maximum loan term of 12 months; no collateral required; attractive interest rate and free early repayment.
The borrower is an employee who is eligible for financial support under Decree 178 and meets the credit granting conditions as prescribed by the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank).
In addition, from now until December 31, 2025, customers aged 55 to 62, including employees as prescribed in Decree 178 have the opportunity to use preferential products and services such as: flexible principal with attractive interest rates, investment in VCBF fund certificates, enjoying priority customers' privileges, receiving free international non-physical debit cards and many other incentive programs when participating in the VCB Loyalty program.
The implementation of this product demonstrates its commitment to accompanying cadres, civil servants, public employees, workers and armed forces in the process of restructuring the apparatus of the political system, in accordance with the innovation and streamlining orientation according to the direction of the Government.
