4 banks have the highest interest rate when deposit 6 months

Thạch Lam |

According to a survey of the Lao Dong newspaper on 11.2 with nearly 30 banks, the 6 -month savings interest rate is ranging from 3 to 5.9%/year.

Cake by VPBank is listing the highest 6 -month savings interest rate at 5.9%/year when customers deposit electronic savings. Cake by VPBank listed the highest interest rate at 6.3% when customers deposit from 24-36 months.

Bieu lai suat tiet kiem dien tu cua Cake by VPBank. Anh: Cake by VPBank
Cake by VPBank's electronic savings interest rate schedule. Photo: Cake by VPBank

CBBank listed the highest interest rate of 6 months at 5.85%/year when customers deposit online, receive interest at the end of the period. Currently, CBBank lists the highest interest rate of 6% when customers deposit money from 12 months or more.

Bieu lai suat tiet kiem CBBank. Anh: CBBank
CBBank saving interest rate schedule. Photo: CBBank

Kienlongbank is listing the highest interest rate of 6 months at 5.8%/year when customers send money online. In other terms, Kienlongbank listed interest rates ranging from 0.5-6.4%/year.

Bieu lai suat tiet kiem KienlongBank. Anh: KienlongBank
Kienlongbank saving interest rate schedule. Photo: Kienlongbank

The 6 -month NCB savings interest rate is listed at 5.45%/year when sending An Phu savings when customers send money at the end of the period. Traditional deposit customers only receive 5.35%/year.

Bieu lai suat tiet kiem NCB. Anh: NCB
NCB savings interest rate schedule. Photo: NCB

Save 1 billion VND 6 months to receive interest?

You can quickly calculate the bank's interest in the following formula:

Interest = deposit x interest (%)/12 months x number of months deposit

For example, you deposit 1 billion to Bank A, with an interest rate of 5.9% at a term of 6 months. The interest you get is estimated by:

1 billion dong x 5.9%/12 x 6 months = 29.5 million.

Before saving deposits, you should compare interest rates between banks, interest rates between terms to enjoy the highest interest.

* Information about interest rates is for reference only and can change in each period. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to articles about interest rates here.

Thạch Lam
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