Latest Agribank deposit interest rates
Currently, deposit interest rates at Agribank are listed around 1.7 - 4.8%, depending on the term.
In particular, the 24-month term interest rate is listed at 4.8%. The interest rate for savings term of 12 months, 13 months, 15 months, 18 months is 4.7%.
Next are terms of 6 months, 7 months, 8 months, 9 months, 10 months and 11 months, Agribank interest rate is 3.0%.
Interest rates for 4-month, 4-month, 5-month term terms are lower at 2%. For terms of 1 month and 2 months, Agribank interest rate is at 1.7%.
For non-term savings deposits, Agribank is applying a threshold of 0.2%.
Readers can also refer to the current interest rates of banks through the latest summary table below.
PVcomBank's interest rate is currently the highest in the market, up to 9.5% for a 12-month term with a minimum deposit of 2,000 billion VND.
Next is HDBank with quite high interest rates, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with the condition of maintaining a minimum balance of 500 billion VND. This bank also applies an interest rate of 6% for an 18-month term.
MSB also applies quite high interest rates with deposit interest rates at bank counters up to 8%/year for a 13-month term and 7% for a 12-month term. Applicable conditions are newly opened savings books or savings books opened from January 1, 2018 that automatically renew with deposit terms of 12 months, 13 months and deposit amount from 500 billion VND.
Dong A Bank has a deposit interest rate with a term of 13 months or more, and the interest rate at the end of the term for a deposit of 200 billion VND or more applies at an interest rate of 7.5%/year.
NCB, OceanBank and Cake by VPBank apply an interest rate of 6.1% for a 24-month term.
OCB applies an interest rate of 6% for a 36-month term; ABBank and Cake by VPBank apply an interest rate of 6% for a 12-month term; BVBank and VRB also apply interest rates of 6%, terms of 24 months and 12 months; SaigonBank applies an interest rate of 6% for terms of 13, 18 and 24 months, and 6.1% for a 36-month term.
How much money will you receive if you deposit 50 million VND in Agribank savings?
Formula to calculate bank deposit interest:
Interest = Deposit x interest rate (%)/12 months x deposit term.
For example, you deposit 50 million VND in savings at Agribank on August 13, 2024, depending on the deposit term and the corresponding interest rate , the amount of interest you receive is as follows:
+ Agribank savings deposit interest for 3-month term: 250,000 VND.
+ Agribank savings deposit interest for 6-month term: 750,000 VND.
+ Agribank savings deposit interest for 9-month term: 1,125 million VND.
+ Agribank savings deposit interest for 12-month term: 2.35 million VND.
+ Agribank savings deposit interest for 24-month term: 4.8 million VND.
* Information on interest rates is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
