Update on BIDV savings interest rates on January 27, 2026
According to a survey by Lao Dong, BIDV is listing savings interest rates for individual customers for terms of 1 or 2 months at 3%/year. For terms of 3-5 months, BIDV lists interest rates at 3.4%/year.
Savings interest rates at BIDV for terms from 6-11 months are at 4.5%/year. Customers depositing money for 12 months receive interest at 5.2%/year; from 13-36 months receive the highest interest rate at 5.3%/year.
How do savings deposits at BIDV enjoy interest?
Formula for calculating interest when depositing savings in the bank, readers can refer to:
Interest = Deposit amount x deposit interest rate %/12 x number of months deposited
People deposit 100 million VND in savings at BIDV, for a term of 36 months and enjoy an interest rate of 5.3%/year, the interest received is as follows:
100 million VND x 5.3%/12 months x 36 months = 15.9 million VND.
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
