Latest Cake by VPBank interest rates
According to information on Cake by VPBank's standard deposit page, customers can deposit savings from 100,000 VND, with deposit terms from 1 to 36 months. Interest collection methods include receiving interest at the beginning, end, monthly or quarterly.
Cake by VPBank interest rate schedule officially applied from 5:00 PM on April 10, 2026. With the method of receiving interest at the end of the term, the standard savings interest rate is being recorded as follows:
Cake by VPBank interest rate for terms of 1-5 months is 4.75%/year.
Cake by VPBank interest rate for terms of 6-9 months is 7.2%/year.
Cake by VPBank interest rate for terms of 10, 11, 12, 13, 15, 18 and 24 months is 7.4%/year.
Cake by VPBank interest rate for a 36-month term is 6.3%/year.
In addition to the standard savings interest rate, Cake by VPBank is displaying August offers with a deposit program from 5 million VND, plus interest up to 1.8%/year. The application period is from August 1, 2026 to the end of August 31, 2026, for CAKE term deposits and CAKE accumulation term deposits.
On the interest calculation tool, Cake by VPBank also displays a promotion of up to 1.8% when depositing the next time for a term of 6-12 months and a 2% gift when depositing the first time for a term of 6-12 months.
Accordingly, if customers deposit for a 12-month term, the standard interest rate of 7.4%/year may increase to 9.2%/year when adding incentives of 1.8%/year, or up to 9.4%/year if applied incentives for first-time depositors adding 2%/year.
Deposit 1 billion VND at Cake by VPBank, how much interest will you receive?
To calculate savings deposit interest, customers can refer to the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
With a deposit of 1 billion VND at Cake by VPBank, receiving interest at the end of the term, the interest amount for reference according to some main terms is as follows:
Deposit 1 billion VND for a 3-month term, Cake by VPBank interest rate 4.75%/year, receive about 11.88 million VND.
Deposit 1 billion VND for a 6-month term, Cake by VPBank interest rate 7.2%/year, receive about 36 million VND.
If the 6-month term is given an incentive of 1.8%/year, the interest rate can be up to 9%/year, with interest of about 45 million VND.
If the 6-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.2%/year, with interest of about 46 million VND.
Deposit 1 billion VND for a 12-month term, Cake by VPBank interest rate 7.4%/year, receive about 74 million VND.
If the 12-month term is given an incentive of 1.8%/year, the interest rate can be up to 9.2%/year, with interest of about 92 million VND.
If the 12-month term is given a 2%/year preferential rate for first-time depositors, the interest rate can be up to 9.4%/year, with interest of about 94 million VND.
Deposit 1 billion VND for a 24-month term, Cake by VPBank interest rate 7.4%/year, receive about 148 million VND.
Deposit 1 billion VND for a 36-month term, Cake by VPBank interest rate 6.3%/year, receive about 189 million VND.
Depositors should note that Cake by VPBank clearly states the incentives applied according to conditions and terms. Before depositing savings, customers should check the Cake by VPBank interest rate at the time of transaction, the time of application of incentives, conditions plus interest rate and regulations for early withdrawal.
