HDBank deposit interest rate (October 9): Highest 6. 10%
According to the record on October 9, 2025, Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) is maintaining online deposit interest rates to attract market attention.
Online deposit products are often prioritized by individual customers thanks to their convenience and listed interest rates are often more beneficial than counter deposits.
Below is the online savings interest rate table (%/year) announced by HDBank:
Deposit 1 billion VND at HDBank: Real interest received over 91 million VND
The interest calculation formula is applied as follows:
Interest amount = Deposit amount * interest rate (%/year) * actual deposit date/365
The analysis table below shows the actual interest expected when depositing 1 billion VND online at HDBank:
Thus, with a term of 36 months, the interest you receive is up to 165 million VND.
The term with the highest interest rate is 18 months (6. 10%/year), bringing in an interest of VND 91.5 million.
Note: Deposit interest rates may change depending on the bank's policies and market developments.
