What is the highest HDBank savings interest rate?
According to HDBank's deposit interest rate schedule for individual customers, savings interest rates at this bank are divided by product, term and interest receipt method.
At the counter savings channel, HDBank has the highest interest rate of 7.6%/year for the 13-month term for product LS13 type 1. For the 12-month term, product LS12 type 1 has an interest rate of 7.2%/year.
However, these two interest rates do not apply to all deposits. HDBank clearly states that the 12-month interest rate of type 1 is 7.2%/year and the 13-month interest rate of type 1 is 7.6%/year applicable to savings of at least 500 billion VND or more/savings card, not applying early interest and periodic interest.
For common deposits such as 2 billion VND, customers can refer to online VND savings interest rates or Vikki Online products.
In the VND Online savings channel, HDBank lists the end-of-term interest rate as follows: term 1-2 months is 4.2%/year; term 3-5 months is 4.3%/year; term 6 months is 5.0%/year; term 7-11 months is 4.8%/year; term 12 months is 5.3%/year; terms 13 and 15 months are 5.5%/year; term 18 months is 5.6%/year; terms 24 and 36 months are 5.0%/year.
For Vikki Online savings product, HDBank lists interest rates of 5.65%/year for a 6-month term; 5.95%/year for a 12-month term and 6.0%/year for a 13-month term.
Deposit 2 billion VND at HDBank, how much interest will you receive?
To calculate savings deposit interest, customers can refer to the formula:
Interest = Deposit amount x interest rate %/year x number of months deposited/12 months
With a deposit of 2 billion VND at HDBank, the interest for reference in some main terms is as follows:
Deposit 2 billion VND for a 3-month term, Vikki Online savings interest rate 4.35%/year, receive about 21.75 million VND.
Deposit 2 billion VND for a 6-month term, Vikki Online savings interest rate is 5.65%/year, receiving about 56.5 million VND.
Deposit 2 billion VND for a 9-month term, online savings interest rate VND 4.8%/year, receive about 72 million VND.
Deposit 2 billion VND for a 12-month term, Vikki Online savings interest rate 5.95%/year, receive about 119 million VND.
Deposit 2 billion VND for a 13-month term, Vikki Online savings interest rate 6.0%/year, receive about 130 million VND.
Deposit 2 billion VND for an 18-month term, online savings interest rate VND 5.6%/year, receive about 168 million VND.
Deposit 2 billion VND for a 24-month term, online savings interest rate VND 5.0%/year, receive about 200 million VND.
Deposit 2 billion VND for a 36-month term, online savings interest rate VND 5.0%/year, receive about 300 million VND.
HDBank lists the interest calculation formula based on the actual balance, the number of days of maintaining the actual balance and the interest rate for calculating interest. The interest rate is calculated at a percentage of %/year, one year is 365 days.
Depositors should note that the HDBank interest rate table is for reference. The bank recommends that customers contact the nearest HDBank branch to know the latest updated interest rates.
