HDBank's highest special interest rate is up to 8.1%/year
According to HDBank's current capital mobilization interest rate schedule (effective from November 6, 2025), the bank still applies a very attractive special interest rate at the counter.
The highest interest rate for the entire system is 8.10%/year, for a 13-month term. In addition, a 12-month term is also listed with a special interest rate of 7.70%/year.
However, these "huge" interest rates are only for very large deposits (minimum from 500 billion VND or more) and require interest at the end of the term.
Online Savings" interest rates for individual customers
For small and medium deposits of individual customers, the "Online Savings" form is the most suitable choice thanks to competitive interest rates and convenient operation.
The interest rate for the 1-2 month term is 4.20%/year. The 3-5 month term enjoys an interest rate of 4.30%/year.
For medium and long terms, interest rates have increased significantly: the 6-month term is 5.50%/year, the 12-month term is 5.80%/year. In particular, the 18-month term has the highest interest rate in the online table of 6.10%/year.
Below is a detailed deposit interest rate table "Online Savings" (%/year):
Deposit 200 million VND online, how much interest will you receive?
With the amount of 200 million VND, the actual interest received will depend on the deposit term. Below is a detailed calculation table:
Thus, if you deposit 200 million VND within 1 year (12 months), the profit earned is 11.6 million VND.
If you choose to deposit for an 18-month term with the highest interest rate of 6.10%, you will receive 18.3 million VND in interest. However, if you want to maximize profits for long-term idle money, the 36-month term will bring the highest total interest of 33 million VND.
The above Interest Rate Table is for reference only. To know the latest and most accurate information, customers please contact the nearest HDBank Branch.
