According to a survey, Cake by VPBank is listing the highest interest rate for a 6-month term at 7.3%/year when customers receive interest at the end of the term. When customers receive interest at the beginning of the term, monthly and quarterly, they will receive interest rates of 6.04%, 6.19% and 6.24%/year respectively.
In which, applied until the end of February 28, 2026, Cake by VPBank offers an additional interest rate of 0.9%/year for individual customers depositing savings for the first time from 100,000 VND for terms from 6 months.
Applied until the end of January 18, 2026, Cake by VPBank gives away more than 55 million VND when customers deposit savings from 10 million VND with a term of 6 months.
Immediately after that, PGBank, this bank currently lists the highest interest rate for terms of 12-13 months at 7.2%/year when customers receive interest at the end of the term. If customers receive interest monthly, the interest rate is in the range of 6.95-6.97%.
Vikki Bank is listing the highest interest rate for a 13-month term at 8.4%/year when customers deposit money online, receiving interest at the end of the term.
The above interest rate applies to the 13-month term with interest at the end of the term and savings from 999 billion VND or more (equivalent to the 13-month deposit interest rate + a margin of 1.8%/year) and does not apply simultaneously to other promotional programs.
How do you receive interest from a 6-month savings deposit?
Readers can apply the quick calculation formula for term savings interest rates:
Interest = Deposit amount x interest rate (%)/12 months x number of months deposited
For example, depositing 500 million VND at PGBank, customers can receive the highest interest rate of up to 68 million VND (applied to individual customers depositing directly at the counter):
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
