Appearing a bank with a high interest rate of 8.1% when sending 13 months

Thạch Lam |

According to a survey of the Lao Dong newspaper on April 14, the 13 -month savings interest rate in the banking system fluctuated around the threshold of 4.4 - 9%.

Of the nearly 30 banks in the system, the PVcomBank interest rate is leading the 13 -month market term when listing the highest savings interest rates at 9%/year for mass -saving products. However, only applicable to savings at the counter for the new open deposit balance is VND 2,000 billion or more.

Under normal conditions, PVcomBank listed interest at 5%/year when customers deposit traditional money.

Bieu lai suat tiet kiem truyen thong PVcomBank. Anh: PVcomBank
Traditional savings interest rate schedule PVcombank. Photo: PVcomBank

HDBank applies an interest rate of 8.1%/year for a 13 -month term with the condition of maintaining a minimum balance of VND 300 billion. When customers send at the counter, at conditions usually only receive interest rate of 5.7%/year. If sending online, customers receive interest rate of 5.8%/year.

Bieu lai suat tiet kiem truyen thong HDBank. Anh: HDBank
HDBank traditional savings interest rate schedule. Photo: HDBank
Bieu lai suat tiet kiem online HDBank. Anh: HDBank
Online savings interest rate schedule HDBank. Photo: HDBank

Under normal conditions, some banks have interest rates from 5.85%/year for 13 months, such as: GPBank, Viki Bank, VCBNEO ...

The GPBank is listing the highest interest rate of 13 months at 6.15%/year when customers deposit the electronic savings. This is also the highest interest rate in this bank that is applying at 13-36 months.

In other terms, this bank listed from 0.5-6.15%/year.

Bieu lai suat tiet kiem dien tu GPBank. Anh: GPBank
GPBANK KNOWLEDGMENT EXEGRUE. Photo: GPBank

Vikki Bank is listing the highest interest rate of 13 months at 6%/year when customers send money online, earn interest at the end of the period. This is also the highest interest rate in this bank.

Lai suat tiet kiem Vikki Bank. Anh: Vikki Bank
Vikki Bank savings interest rates. Photo: Vikki Bank

VCBNEO (formerly CBBank) is listing the highest 13 -month savings interest rate at 5.85% when customers send money online. In other terms, VCBneo listed interest rates from 4.15-5.85%/year.

Bieu lai suat tiet kiem VCBNeo. Anh: VCBNeo
VCBneo saving interest rate schedule. Photo: vcbneo

Save 1 billion dong 13 months how much interest?

To calculate the interest rate deposit bank, you can apply the formula:

Interest = deposit x interest rate/12 x number of months deposit

For example, you deposit 1 billion to Bank A, 13 -month term and interest rate of 6.15%/year, the amount of interest received as follows:

1 billion dong x 6.15%/12 x 13 = 66.62 million.

* Information about interest rates is for reference only and can change in each period. Please contact the nearest bank transaction point or hotline for advice.

Readers can refer to the interest rate information here.

Thạch Lam
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