Vietnam Social Security said that according to Decision 166/QD-BHXH, pensions and allowances for September will be paid from September 3 due to the National Day holiday, instead of September 2 as the usual pension payment schedule.
According to the regulations of Vietnam Social Insurance, pensions and social insurance benefits are transferred directly to personal accounts on the 2nd of each month.
In case the 2nd falls on a holiday, the payment schedule will start from the first working day after the holiday.
Pension and monthly social insurance benefits are paid in two forms. With the form of transfer, beneficiaries will receive money no later than the 5th of each month.
For cash, the payment agency will make payments from the 2nd to the 10th at fixed payment points, at least 6 hours per day.
If the list is resolved, the payment may end before the 10th. From January 11 to 25, payment will continue at transaction points of district-level payment service organizations. However, this schedule may change depending on actual conditions in each locality.
Pensioners need to pay attention to the regulations on changing the form or place of receipt. When wishing, a written request must be sent to the social insurance agency where the payment is being made. Within 5 working days, this agency must resolve or respond in writing if it cannot do so.
Cases of illegal exit, being declared missing or having no verification of information will have their payment suspended; terminated when the beneficiary passes away, is declared dead or is found to be beneficiary in violation of regulations.
In case the beneficiary returns or the missing decision is canceled, the regime will be restored from the time the social insurance agency receives the request to continue paying.
If the beneficiary dies before receiving the pension and there is still an outstanding balance, the relatives will receive the unpaid portion, except for the period of suspension according to the law decision.
Thus, the pension payment schedule for September 2025 will be implemented from September 3 to 10 at payment points, and will last until September 25 at post office transaction points.
Pensioners need to monitor announcements from local social insurance agencies to clearly understand the specific payment schedule, and pay attention to important regulations related to changing the form of receipt, authorization, suspension or termination of the regime.
According to Vietnam Social Insurance, about 3.4 million people will receive pensions and social insurance benefits in September through bank transfers or cash. In addition, beneficiaries are also paid at home in cases of old age, weakness, loneliness, illness, and inability to come and receive directly
In Hanoi alone, Hanoi Social Insurance will pay about VND 4,096 billion to more than 595,000 beneficiaries (over 99.4%) through personal accounts. This agency also paid over VND43.6 billion in cash to more than 3,400 other beneficiaries.
What is the highest pension level from 1.7.2025?
Article 99 of the Law on Social Insurance 2024 stipulates the monthly pension level as follows:
For female workers, the average income is equal to 45% of the basis for social insurance contributions prescribed in Article 104 of this Law, corresponding to 15 years of social insurance contributions, then for each additional year of contributions, an additional 2% is calculated, with a maximum of 75%;
For male workers, the benefit level is 45% of the average salary used as the basis for social insurance contributions for 20 years of social insurance contributions, then for each additional year of contributions, an additional 2% is calculated, but not exceeding 75%.
Thus, from July 1, 2025, when the Social Insurance Law 2024 takes effect, the highest pension that employees can receive is 75% of the average salary used as the basis for social insurance contributions.
