Real estate continues to be seen by many experts as a safe money-holding investment channel in the context that financial markets are still potentially volatile, while the demand for housing, infrastructure and urban space is still increasing along with the socio-economic development process.
According to Assoc. Prof. Dr. Ngo Tri Long - former Director of the Institute for Market and Price Research (Ministry of Finance), considering specifically in the group of long-term investment channels, real estate has a great advantage thanks to the finiteness of land while human needs are increasingly expanding. This factor creates a foundation for the ability to preserve asset value over time.
However, to invest effectively, investors cannot chase after the crowd but need to choose real estate with superior quality, likened to "beauty queens" in the market. These are areas with prime locations, transparent legal status, synchronous infrastructure from health, education to security, and stable cash flow exploitation capabilities.
According to him, real estate that fully meets these criteria often has high liquidity and the ability to accumulate sustainable value, in contrast to legal products that are vague, high-risk, which only have low growth margins and potentially have many consequences for investors.
Putting real estate in relation to other investment channels, Assoc. Prof. Dr. Ngo Tri Long said that although the market may experience short-term correction cycles, in terms of preserving value and accumulating assets, real estate still plays a pillar role in the portfolio of many long-term investors.
From a market perspective, Dr. Nguyen Van Dinh - Vice Chairman of the Vietnam Real Estate Association - assessed that 2026 will be a period when real estate benefits directly from the Government's efforts to remove legal obstacles and promote public investment.
With a disbursement plan of about 1 million billion VND for infrastructure, investment capital is expected not only to be concentrated in large cities but also to spread strongly to new economic regions, in which the Southwest region is considered a bright spot. According to Mr. Dinh, the synchronous development of urban infrastructure, industrial parks and tourism services will play a role as a "torch" to stimulate demand for many related real estate segments.
In that overall picture, the housing segment continues to play a central role thanks to the attention and clear policy orientation from the state.
Dr. Nguyen Van Dinh said that the program to develop 1 million social housing units is recording significant progress, with the goal of completion by 2028 and expected to reach about 1.5 million units by 2030, exceeding the initial plan. Clearing the supply of housing, especially in the segment serving real needs, is considered an important factor to help the market develop more stably and sustainably in the medium term.
In the long term, Assoc. Prof. Dr. Tran Dinh Thien - Member of the Prime Minister's Economic Advisory Group - said that real estate is still a potential investment channel, but the trend of market movement will be more clearly differentiated than in previous cycles. After administrative unit mergers, the real estate price level is forecast to have different movements between regions. In some localities that were former administrative centers, prices may be adjusted down due to the central role decreasing. Conversely, areas selected as new administrative centers, accompanied by strong investment in transport infrastructure and public services, have significant room to increase prices.
According to Assoc. Prof. Dr. Tran Dinh Thien, this development shows that real estate prices in the coming period will depend greatly on location factors, development "coordinates" and infrastructure investment level, instead of increasing simultaneously as before. Along with that, the long-term potential of the market is also strengthened by the process of upgrading urban development standards.
