Ho Chi Minh City People's Committee has just issued Decision No. 14/2026/QD-UBND regulating the adjustment coefficient of income levels and policies to encourage access to social housing in the area.
According to the decision, the subjects considered for social housing policy include low-income people in urban areas; workers and laborers working at enterprises, cooperatives, and cooperative unions inside and outside industrial parks; cadres, civil servants, and public employees according to the provisions of law.
The decision also stipulates the adjustment coefficient of income levels in Ho Chi Minh City. Specifically, the adjustment coefficient of 1.25 is applied to determine the maximum income level to enjoy social housing policies. Accordingly, single people have a maximum income level of no more than 25 million VND/month; single people raising children under the age of adulthood do not exceed 37.5 million VND/month; married people, the total income of the couple does not exceed 50 million VND/month.
For cases with 3 or more dependents in the same household in Ho Chi Minh City, the adjustment coefficient for income level is 1.35. Accordingly, single people have a maximum income level of no more than 27 million VND/month; single people raising minor children do not exceed 40.5 million VND/month; married people, the total income of the two spouses does not exceed 54 million VND/month. This level increases by 10 million VND compared to the current figure.
These cases are also prioritized to choose apartments with large areas or 2 or more bedrooms. The income level is determined through the salary and wage table certified by the agency, unit, or business where the registered worker works.
The method of calculating the income adjustment coefficient is to take the standard income level according to regulations multiplied by the adjustment coefficient. Thus, the higher the coefficient, the higher the income ceiling is raised, helping many people qualify for social housing.
The Ho Chi Minh City People's Committee assigns investors of social housing projects to receive and approve dossiers for registration to buy and lease-purchase social housing, ensuring compliance with regulations.
According to the Department of Construction, Ho Chi Minh City is entering the stage of accelerating the development of social housing to achieve the national goal of building at least 1 million apartments. According to the assigned target, after merging with Binh Duong and Ba Ria - Vung Tau, the total number of social housing to be completed in Ho Chi Minh City by 2030 is 199,400 units.
Right from the beginning of 2026, many projects have been implemented simultaneously. Ho Chi Minh City has started construction of 2 projects with a scale of 2,652 units, completed 1 project with 580 units, and at the same time there are 11 projects under construction with nearly 9,700 units. 3 projects started construction at the end of March 2026 (4,600 units) and 41 projects started construction before June 2026 (about 29,200 units).
In 2026, Ho Chi Minh City aims to develop a large supply from many different channels such as independent social housing projects, 20% land fund in commercial projects, housing funds, projects of the armed forces, worker housing and sources from trade union organizations.
It is expected that 3 more projects will be completed with about 1,300 units and 7 projects will complete the rough construction with more than 4,000 units. By 2027, it is expected that about 46 projects will be completed and put into use, contributing significantly to the completion of the entire phase target.
Looking at the above figures, it can be seen that the social housing deployment of Ho Chi Minh City is undergoing strong changes. However, the current supply is overloaded due to the excessive demand of workers. Typically, the story of the Ly Thuong Kiet social housing project in Dien Hong ward, Ho Chi Minh City, after receiving the notice of receiving applications, there were more than 12,000 applications registered for about 750 apartments in the social housing fund for sale and lease.
One of the reasons for the sudden increase in the number of registration dossiers is that the new regulations have removed the residence criterion. This allows people from many localities to register to buy social housing in Ho Chi Minh City if they meet income and housing conditions. As a result, demand is concentrated in large cities, increasing pressure on a few existing projects.
