Allowances for social insurance contributions of 20 years upon retirement according to Decree 178

Quỳnh Chi |

Reader Hoang Quyen asked: According to Decree 178, before July 1, 2025, how will civil servants with 20 years of social insurance contributions receive benefits upon retirement?

Youme Law Firm LLC said that according to Clause 2, Article 7 of Decree 178/2024/ND-CP (amended by Clause 6, Article 1 of Decree 67/2025/ND-CP), civil servants and public employees are entitled to early retirement policies according to the working period with compulsory social insurance (SI) and the number of years of early retirement as follows:

- In case of remaining 2 years to 5 years until retirement age, in addition to enjoying the pension regime according to the provisions of the law on social insurance, they are also entitled to the following regimes:

+ No deduction of pension rate due to early retirement.

+ Receive a subsidy of 5 months of current salary for each year of early retirement.

+ Receive a subsidy of 5 months of current salary for the first 20 years of work with compulsory social insurance contributions. From the 21st year onwards, each year of compulsory social insurance contributions will receive a subsidy of 0.5 months of current salary.

+ In case of 15 years of work or more and having paid compulsory social insurance, they will be subsidized with 4 months of current salary for the first 15 years of work; from the 16th year onwards, each year of work will be subsidized with 0.5 months of current salary.

- In case of having more than 5 years to 10 years of retirement age as prescribed in Appendix 1 issued with Decree 135 and having enough time to pay compulsory social insurance to receive pension according to the provisions of the law on social insurance, in addition to receiving pension benefits according to the provisions of the law on social insurance, they will also receive the following benefits:

+ No deduction of pension rate due to early retirement.

+ Receive a subsidy of 4 months of current salary for each year of early retirement compared to the retirement age prescribed in Appendix 1 issued with Decree 135/2020/ND-CP.

+ Receive a subsidy of 5 months of current salary for the first 20 years of work with compulsory social insurance contributions. From the 21st year onwards, for each year of work with compulsory social insurance contributions, a subsidy of 0.5 months of current salary will be granted.

+ In case of full 15 years of work or more with compulsory social insurance, the 4 -month salary is entitled to the first 15 years of work; From the 16th year onwards, every year the work has compulsory social insurance premium is allowed to grant 0.5 months of salary now ...

- In case of less than 2 years old until the retirement age specified in Appendix 1 issued with Decree 135 and having enough working time with compulsory social insurance contributions to receive pension according to the provisions of the law on social insurance, they will receive pension benefits according to the provisions of the law on social insurance and will not have their pension rate deducted due to early retirement.

- In case of having less than 2 years left until the retirement age specified in Appendix 2 issued with Decree 135 and having enough working time with compulsory social insurance contributions to receive pension according to the provisions of the law on social insurance, including 15 years or more in arduous, toxic, dangerous jobs, etc., including working time in a place with a regional allowance coefficient of 0.7 or higher before January 1, 2021, they will enjoy the pension regime according to the provisions of the law on social insurance and will not have their pension rate deducted due to early retirement.

Accordingly, before July 1, 2025, civil servants who retire early will receive a subsidy of 05 months of current salary for the first 20 years of work with compulsory social insurance.

From the 21st year onwards, for each year of work with compulsory social insurance contributions, a subsidy of 0.5 months of current salary will be granted.

Quỳnh Chi
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