Every month, his wife "burns" tens of millions for a spa, husband is worried about food and clothing
Many marriages have fallen into crisis just because of small ideas but have accumulated to a large burden.
For Mr. Hoang Minh (37 years old, Hanoi), a money dispute that lasted for more than a year made him think about divorce.
Every month, she spends more than 10 million VND just to get hair, skin care, go to the spa, not to mention cosmetics. While I have to bear all other expenses at home with an engineer salary of more than 20 million VND/month. How can I live like this forever?", Mr. Minh shared.
Mr. Minh said that even though he had given his opinion many times, from gentleness to tension, everything still did not change, so he was very helpless.
Mr. Minh's story is not an isolated case. Mr. Quoc Huy (35 years old, Hanoi) - a salesman - also fell into a similar situation when his wife spent nearly 40% of her monthly income on cosmetics, perfumes and high-end beauty services.
I understand that she is under pressure to look, wants to be meticulous, especially when working in the service industry. However, the couple's combined income is only about 25 million VND/month, while their children's house and school fees are borrowed from around. I can't close my eyes forever," Mr. Huy confided.
Finance becomes a quiet " detonator" in many marriages
According to MSc. Nguyen Thu Giang - personal financial planning expert at FIDT, finance as well as health or time, are a finite resource. When living together, the couple used and shared this resource at the same time.
Behind every spending decision is the cost of the opportunity. If I don't spend money on one thing, I can use it for something better for both of us. But because each person has a different perspective, conflict is likely to happen, said the expert.
Regarding whether spending tens of millions of VND per month on beauty is considered a waste or not, experts say that it must be placed in the context of income.
"People who earn 10 million VND and spend all of it are worried. But it is normal for people with an income of 100 million VND to spend 10 - 15% for individuals. The problem is whether it will cause overall financial imbalance or not?", Ms. Giang emphasized.
According to experts, many couples are entangled in conflicts due to lack of transparency in spending and no common financial plans. Early dialogue and clearly defining the line between personal and family spending is a practical way to avoid cracks from seemingly small things.
