Organized by the Vietnam Software and IT Services Association since 2003, "Sao Khue" is one of the leading prestigious awards in the field of information technology and digital transformation in Vietnam. This year, the Sao Khue Award recorded 313 nominations from organizations and businesses across the country and 126 outstanding nominations were honored.
With BIDV, the simultaneous awarding of 6 Sao Khue 2026 solutions not only reflects the bank's ability to master technology and innovation, but also shows a strong step forward in BIDV's strategy to build a new generation digital banking model - where data, AI and automation gradually become the foundation for operation, management and customer experience development.
Promoting comprehensive digitalization from operation to management, transactions
The solutions developed and honored by BIDV this year span many fields, from operations to customer management, and international transactions.
In the operations segment, "Smart Counter Hub - Intelligent Transaction Platform, No Paperwork" is one of the prominent highlights in BIDV's digitalization strategy. This is a platform developed by BIDV itself, pioneering in Vietnam in digitizing the entire transaction process at counters through AI applications, electronic confirmation and Super App models. The solution contributes to digitizing 100% of documents, while helping the bank save about 150 billion VND in operating costs each year.
In the field of internal management, "BIDV Asset Valuation System (B.Valuation)" is a digital valuation platform that integrates price data warehouses, price maps and AI/ML technology to improve valuation quality, optimize labor productivity and enhance risk control for asset valuation activities.
With the product "Smart International Foreign Exchange Transaction 4.0", BIDV provides comprehensive digitalization solutions for foreign currency trading and international money transfers for customers organized on the electronic banking platform. The solution helps businesses automate processing processes, optimize operating costs and meet the multi-level, multi-national approval model in international financial activities.
For corporate and multinational corporation customers, "SWIFT SCORE - Global electronic banking solution for institutional customers" is built by BIDV according to the philosophy "Minimal connection - Maximum value", allowing businesses to connect centrally with banks through the global SWIFT infrastructure. The solution helps optimize cash flow management, reduce operating costs and improve the efficiency of international financial connection.
Personalizing customer experience with data and AI
Not only focusing on digitizing operations and transactions, BIDV is gradually promoting digital transformation in the field of experience management and building a digital ecosystem for each customer group.
The "BIDV 360-degree specialty management digital platform" is a pioneering solution developed and operated by BIDV, aiming to comprehensively digitize the journey of managing, exploiting and using customer privileges on the digital banking application. The platform allows personalization of privileges for each customer, data centralized management and flexible integration with the multi-industry partner ecosystem, thereby bringing a seamless and synchronous experience for high-end customers.
Meanwhile, "MyShop Pro - Digital solution ecosystem for small traders" targets business households and small traders to help manage business comprehensively and completely free of charge with store management, product management, loudspeaker connection, electronic invoice issuance, order management and business reporting on a unified platform. The solution contributes to supporting customers to optimize operation, easily meet new tax management regulations, and quickly adapt to digital business trends.
Representatives of BIDV said that the solutions honored at Sao Khue 2026 reflect the comprehensive digital transformation orientation of the bank in the new period: not only stopping at service digitization but towards a bank model operating with data and digital platforms.
In recent years, BIDV has continuously invested in technology infrastructure, data and digital financial platforms to optimize operations, enhance customer experience and develop new business models. The fact that 6/6 participating solutions all won the Sao Khue 2026 Award continues to affirm BIDV's pioneering position in the journey to promote digital transformation in the Vietnamese banking industry.
