The State Bank of Vietnam (SBV), Vietnam Bank for Agriculture and Rural Development (Agribank) are implementing a preferential credit program of 70,000 billion VND aimed at economic growth drivers and small and medium-sized enterprises, continuing to affirm the role of the State-owned Commercial Bank as a pillar and pioneer in accompanying and promoting economic development to achieve the double-digit growth target.
Accordingly, the program is implemented from August 2026 to 2028, preferential interest rates reduced from 1.0% - 2.0%/year compared to the average lending interest rate for the same term of Agribank, applied to small and medium-sized enterprises (SMEs), businesses and individuals doing business in priority sectors, economic growth drivers such as: rural agriculture, supporting industries, high-tech enterprises, exports, digital economy, artificial intelligence, semiconductor industry, processing, manufacturing, projects under the Green Classification List...
Agribank's proactive involvement right from the time of the Government's direction, the SBV not only shows the role and responsibility of the key state-owned commercial bank in the face of assigned socio-economic tasks, but also shows the ability to allocate resources, quick response in management orientation, thereby having timely solutions to create momentum to unlock credit capital flows into production and business activities and growth drivers, contributing to promoting economic growth.
In addition, Agribank continues to be a key bank, taking the lead in implementing preferential credit programs according to the Government's direction, aimed at production and business sectors. Program for lending social housing, worker housing, renovation, and reconstruction of old apartment buildings according to Resolution 33/NQ-CP: Agribank has approved 22 social housing projects for Investors and 650 homebuyers. Preferential credit program with interest rates for agriculture, forestry, and fisheries, the accumulated loan turnover of the program reached 20,872 billion VND with 12,980 disbursements for customers. Program for preferential loans for businesses investing in infrastructure and digital technology: The committed loan amount reached 28,915 billion VND...
As a leading state-owned commercial bank, Agribank always maintains its core role in implementing monetary policy, contributing to macroeconomic stability and inflation control. Pioneering and proactively implementing large-scale credit programs is clear evidence of Agribank's strong financial capacity, market sensitivity and willingness to share difficulties with customers, directing capital flows into production and business sectors, growth drivers and key projects. Effectively implemented programs will continue to create breakthrough momentum for the business community and individual businesses, contributing to bringing the Vietnamese economy to achieve rapid and sustainable growth goals in the new period.
