In the context of production and business activities continuing to recover and develop, the need to supplement working capital of business households and individual businesses is increasing. Timely access to capital at reasonable costs not only helps customers proactively maintain cash flow but also creates conditions to expand operations, improve competitiveness and seize development opportunities in the new period.
In order to accompany customers, Agribank is synchronously implementing preferential credit programs for individual production and business customers, meeting capital needs for each purpose of use. In which, the short-term loan program " Preferential Capital - Breakthrough Business" with a scale of 50,000 billion VND is implemented from now until the end of December 31, 2026 or until reaching the program scale, supporting customers to supplement working capital with preferential interest rates from 5.6%/year.
The program also meets a maximum of 100% of capital needs according to the approved production and business plan and applies a throughput limit of up to 5 billion VND according to Agribank's regulations. Through the program, Agribank brings flexible financial solutions, supporting customers to supplement working capital, proactively plan business and improve capital use efficiency.
In addition to short-term capital to supplement working capital, Agribank is also implementing the medium and long-term lending program "Long-term large capital - Sustainable business" with a scale of 5,000 billion VND, supporting customers to invest in expanding production and business facilities, purchasing machinery and equipment, innovating technology and upgrading facilities with interest rates from 7%. The simultaneous implementation of short-term and medium and long-term credit programs helps customers have more financial solutions suitable for each stage of business development.
Not only focusing on supporting capital sources, Agribank also accompanies customers through a product and financial service ecosystem to meet the needs of management and operation of business operations. Customers can use many synchronous solutions such as Agribank Plus, payment via QR code, balance fluctuation announcers, sales management solutions, electronic invoices and many other digital banking utilities. The combination of preferential capital sources and modern financial solutions contributes to optimizing payment processes, effective cash flow management and gradually promoting digital transformation in business operations.
With a network operating throughout the country, Agribank always prioritizes resources for the production and business sector, especially the agricultural, rural, household and individual economic sectors. The simultaneous implementation of preferential credit programs for production and business customers, from short-term capital sources to supplement working capital to medium and long-term capital sources to serve development investment, continues to reflect Agribank's orientation in diversifying credit solutions, expanding access to capital and developing a modern banking product and service ecosystem. Through this, Agribank accompanies customers to improve production and business efficiency, increase competitiveness and contribute to promoting sustainable economic growth.
Customers who need to learn about the program can contact Agribank Branches and Transaction Offices nationwide or Agribank Customer Care and Support Switchboard for detailed advice on participation conditions and preferential policies.
Agribank Customer Care and Support Switchboard: 1900 558818/(024) 3205 3205
www. agribank. com. vn
