Interest rate fluctuations 4.10: A series of banks suddenly increase interest rates

    Mai Ánh |

    Interest Rate October 4: The market recorded a series of banks increasing savings interest rates after many days without any banks adjusting interest rates.

    Bank raises interest rates by 0.7 percentage points

    According to Lao Dong's record on October 4, the Export-Import Commercial Joint Stock Bank (Eximbank) issued a new interest rate schedule, increasing locally at 3-month and 18-24-month terms.

    Eximbank's online deposit interest rate table records the following changes:

    The 1-month Interest Rate increased by 0.1 percentage point to 3.9%/year.

    Interest Rate for 3-month term is 4.3%/year.

    Interest Rate for 6-month term is 5.2%/year.

    Interest Rate for 9-month term is 4.5%/year.

    Interest Rate for 12-month term is 5.2%/year.

    The 18-month Interest Rate increased by 0.7 percentage points to 5.8% per year.

    Interest Rate for 24-month term increased by 0.7 percentage points, to 5.9%/year.

    Interest Rate for 36-month term is 5.2%/year.

    Bieu lai suat tien gui online tai Eximbank. Anh chup man hinh.
    Online deposit interest rate table at Eximbank. Screenshot.

    Similarly, Eximbank's counter deposit interest rate table recorded an increase of 0.1 percentage points for the 15-month and 18-month deposit terms. Counter deposits at Eximbank are currently significantly lower than online deposits, fluctuating between 2.8-4.7%/year.

    Banks increase interest rates, close to peak

    On the same day, Bac A Commercial Joint Stock Bank (Bac A Bank) recorded a change in interest rate schedule with a significant upward trend.

    With a deposit balance of over 1 billion VND, the interest rate at Bac A Bank changes as follows:

    The 1-month Interest Rate increased by 0.15 percentage points to 4.0% per year.

    The 3-month Interest Rate increased by 0.15 percentage points to 4.3% per year.

    Interest Rate for 6-month term increased by 0.1 percentage point, to 5.45%/year.

    Interest Rate for 9-month term increased by 0.1 percentage point, to 5.55%/year.

    Interest Rate for 12-month term is at 5.9%/year.

    Interest Rate for 18-16 month term is at 6.05%/year.

    Bieu lai suat tien gui (so du tren 1 ti dong) tai Bac A Bank. Anh chup man hinh.
    Deposit interest rate table (balance over 1 billion VND) at Bac A Bank. Screenshot.

    After increasing interest rates, Bac A Bank is currently the leading bank with savings interest rates for terms of 1-3-18-36 months. The savings interest rate with a deposit balance of less than 1 billion VND is currently listed by Bac A Bank 0.2% lower than the above interest rate for terms.

    Details of savings interest rates at banks, updated on October 4, 2024

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